Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Construct@Home from Oostkamp, company number BE0669914464, closed financial year 2025 with a result of € 5,305 after tax. For that financial year Construct@Home recorded a gross margin of € 34,586 and equity of € 57,875. Compared with financial year 2024, the result moved from € -95,469 to € 5,305. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 57,875
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,305
▲ still € 95,469 loss in 2024
Profit after tax over the fiscal year.
€ 69,042
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 39,275.
Debts at end 2025
€ 693,420
▲ 103% vs 2024
Loans from banks and other lenders, long and short.
€ 10,070
▼ 90% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 227
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -33,869 | € -14,574 | € -70,018 | € 34,586 | ▲ € 104,604 |
| Profit after taxes | € -33,572 | € -16,532 | € -95,469 | € 5,305 | ▲ € 100,773 |
| Equity | € 164,571 | € 148,039 | € 52,571 | € 57,875 | ▲ 10% |
| Total debts | € 115,669 | € 107,382 | € 546,431 | € 1,186,330 | ▲ 117% |
| Cash | € 6,427 | € 13,250 | € 115,523 | € 69,042 | ▼ 40% |
| Retained profit | € 145,971 | € 129,439 | € 33,971 | € 39,275 | ▲ 16% |
| Bank debt | € 0 | € 0 | € 340,751 | € 693,420 | ▲ 103% |
| Balance sheet total | € 280,241 | € 255,421 | € 599,001 | € 1,244,205 | ▲ 108% |
Key figures of Construct@Home, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Construct@Home?
What happened at Construct@Home in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,305. Source: NBB ↗
- Systebo BV became a director. NBB
- New establishment in Oostkamp. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,572 loss in 2022 to € 5,305 profit in 2025.
Best year ever: 2025, with € 5,305 profit.
Management
Behind Construct@Home are Systebo BV and JV Consult BV. The same people are also behind ME Technics. Systebo BV is also behind C&L Activities and FI2BUILD.
Directors
According to the 2025 annual accounts
Director · represented by Filip Logghe
Also active at: ME Technics, C&L Activities, FI2BUILD
since 2023
Establishments
Establishment units
Physical locations of this company
Kortrijksestraat 440
8020 Oostkamp
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0669.914.464
- VAT number
- BE 0669.914.464
- Registered office
- Kortrijksestraat 440, 8020 Oostkamp
- Names & denominations
- Construct@Home
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 January 2017
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
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