What does INSIEME MIF do?

INSIEME MIF is a hospitality business in Waterloo. Private Limited, started on 30 December 2016, 1 establishment.

What is the address of INSIEME MIF?

The registered office of INSIEME MIF is located at Drève Richelle 9, 1410 Waterloo.

Is INSIEME MIF still active?

Yes. According to the CBE (30 October 2026) INSIEME MIF is active, legal situation “Normale toestand”, started on 30 December 2016.

Is INSIEME MIF registered on Peppol?

Yes, INSIEME MIF is registered on the Peppol network with ID 0208:0668597145.

What is the enterprise number of INSIEME MIF?

The enterprise number of INSIEME MIF is BE0668597145.

When was INSIEME MIF founded?

INSIEME MIF was founded on 30 December 2016.

Is INSIEME MIF a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 December 2016; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did INSIEME MIF make in 2025?

INSIEME MIF posted a profit after taxes of € 5,275 in financial year 2025.

What is the revenue of INSIEME MIF?

As a small company, INSIEME MIF is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 484,592.

Does INSIEME MIF have a website?

Yes, INSIEME MIF has a website at myitalianfriends.be.

INSIEME MIF (Private Limited) - Waterloo - BE0668597145

Q: Who are the directors of INSIEME MIF?

According to the 2025 annual accounts, the directors of INSIEME MIF are: Luigi FINOCCHIO, Stefania Gualazzi, Nathalie CARRERA-SCHMIDT, Antonio CAMILLERI GIOIA.

Dossier INSIEME MIF, printed on 30 October 2026 from databakkes.be/en/0668597145/insieme-mif. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

INSIEME MIF from Waterloo, company number BE0668597145, closed financial year 2025 with a result of € 5,275 after tax. For that financial year INSIEME MIF recorded a gross margin of € 484,592 and equity of € 86,207. Compared with financial year 2024, the result moved from € 29,073 to € 5,275. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Healthy

€ 86,207

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 5,275

▼ 82% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 58,034

▼ 15% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 66,207.

People and assets in 2025

Wage cost

€ 444,085

▲ 16% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 18,409

▼ 27% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 10,261

▼ 52% vs 2024

€ 6,394 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 81,714

▼ 5% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 107,891

▲ 10% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 256,140 Gross margin 2022: € 256,140 First fiscal year in the series	€ 416,544 Gross margin 2023: € 416,544 ▲ 63% vs 2022 (€ 256,140) Favourable step	€ 456,969 Gross margin 2024: € 456,969 ▲ 10% vs 2023 (€ 416,544) Favourable step	€ 484,592 Gross margin 2025: € 484,592 ▲ 6% vs 2024 (€ 456,969) Favourable step	▲ 6%
Profit after taxes	€ 13,386 Profit after taxes 2022: € 13,386 First fiscal year in the series	€ -23,535 Profit after taxes 2023: € -23,535 ▼ € 36,922 vs 2022 (€ 13,386) Unfavourable step	€ 29,073 Profit after taxes 2024: € 29,073 ▲ € 52,608 vs 2023 (€ -23,535) Favourable step	€ 5,275 Profit after taxes 2025: € 5,275 ▼ 82% vs 2024 (€ 29,073) Unfavourable step	▼ 82%
Equity	€ 89,013 Equity 2022: € 89,013 First fiscal year in the series	€ 65,678 Equity 2023: € 65,678 ▼ 26% vs 2022 (€ 89,013) Unfavourable step	€ 87,668 Equity 2024: € 87,668 ▲ 33% vs 2023 (€ 65,678) Favourable step	€ 86,207 Equity 2025: € 86,207 ▼ 2% vs 2024 (€ 87,668) Unfavourable step	▼ 2%
Total debts	€ 161,953 Total debts 2022: € 161,953 First fiscal year in the series	€ 234,276 Total debts 2023: € 234,276 ▲ 45% vs 2022 (€ 161,953) Unfavourable step	€ 222,347 Total debts 2024: € 222,347 ▼ 5% vs 2023 (€ 234,276) Favourable step	€ 208,811 Total debts 2025: € 208,811 ▼ 6% vs 2024 (€ 222,347) Favourable step	▼ 6%
Cash	€ 44,426 Cash 2022: € 44,426 First fiscal year in the series	€ 54,900 Cash 2023: € 54,900 ▲ 24% vs 2022 (€ 44,426) Favourable step	€ 68,471 Cash 2024: € 68,471 ▲ 25% vs 2023 (€ 54,900) Favourable step	€ 58,034 Cash 2025: € 58,034 ▼ 15% vs 2024 (€ 68,471) Unfavourable step	▼ 15%
Retained profit	€ 69,013 Retained profit 2022: € 69,013 First fiscal year in the series	€ 45,678 Retained profit 2023: € 45,678 ▼ 34% vs 2022 (€ 69,013) Unfavourable step	€ 67,668 Retained profit 2024: € 67,668 ▲ 48% vs 2023 (€ 45,678) Favourable step	€ 66,207 Retained profit 2025: € 66,207 ▼ 2% vs 2024 (€ 67,668) Unfavourable step	▼ 2%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 7,083 Dividend 2024: € 7,083 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 7,083) Unchanged	▼ 100%
Bank debt	€ 15,533 Bank debt 2022: € 15,533 First fiscal year in the series	€ 26,484 Bank debt 2023: € 26,484 ▲ 71% vs 2022 (€ 15,533) Unfavourable step	€ 21,434 Bank debt 2024: € 21,434 ▼ 19% vs 2023 (€ 26,484) Favourable step	€ 10,261 Bank debt 2025: € 10,261 ▼ 52% vs 2024 (€ 21,434) Favourable step	▼ 52%
Balance sheet total	€ 250,965 Balance sheet total 2022: € 250,965 First fiscal year in the series	€ 299,954 Balance sheet total 2023: € 299,954 ▲ 20% vs 2022 (€ 250,965) Unchanged	€ 310,014 Balance sheet total 2024: € 310,014 ▲ 3% vs 2023 (€ 299,954) Unchanged	€ 295,018 Balance sheet total 2025: € 295,018 ▼ 5% vs 2024 (€ 310,014) Unchanged	▼ 5%

Key figures of INSIEME MIF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to INSIEME MIF?

What happened at INSIEME MIF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: profit of € 5,275 (▼ 82% vs 2024). filed late Source: NBB ↗
Jan 1, 2017 New establishment in Waterloo. KBO
Dec 30, 2016 Start of the company according to the CBE. KBO

In short

From € 13,386 profit in 2022 to € 5,275 profit in 2025.

Paid € 20,676 in corporate taxes since 2022.

Best year ever: 2024, with € 29,073 profit.

Paid out € 7,083 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Luigi FINOCCHIO Stefania Gualazzi Nathalie CARRERA-SCHMIDT Antonio CAMILLERI GIOIA

INSIEME MIF

CASA & GUSTO

CGSC

Behind INSIEME MIF are Luigi FINOCCHIO, Stefania Gualazzi, Nathalie CARRERA-SCHMIDT and Antonio CAMILLERI GIOIA. Nathalie CARRERA-SCHMIDT is also behind CASA & GUSTO and CGSC.

Directors

According to the 2025 annual accounts

Luigi FINOCCHIO

Director

Stefania Gualazzi

Director

Nathalie CARRERA-SCHMIDT

Director

Also active at: CASA & GUSTO, CGSC

Antonio CAMILLERI GIOIA

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Drève Richelle 9

1410 Waterloo

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.

All companies at this address →

WESEL CONCEPT

CASA & GUSTO same network

€ 28,041 gross margin · 2025

unité richelle

CGSC same network

€ 84,562 gross margin · 2025

CGM Expertise

€ -7,340 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS myitalianfriends.be

Technologies

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Hosting & Email

Email provider

OVH Mail

Hosting

OVH, FR

DNS

OVH DNS

Website info

HTTPS Ja

Languages EN

Features

Webshop Blog Newsletter Contact page

Security

✓ HTTPS

✓ SPF

✗ DMARC

Details

Company number

0668.597.145

VAT number

BE 0668.597.145

Registered office

Drève Richelle 9, 1410 Waterloo

Names & denominations

INSIEME MIF

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

30 December 2016

Peppol

Active · Active since 23 Dec 2025

Contact

myitalianfriends.be [email protected]

Activities · NACE

Activiteiten van eetgelegenheden met volledige bediening

Eetgelegenheden met volledige bediening

View on CBE Public ↗ Annual accounts (NBB) ↗

INSIEME MIF

Warning lights

Financials

What happened to INSIEME MIF?

Management

Directors

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions