Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FVV 2.0 from Oostkamp, company number BE0668479161, closed financial year 2025 with a result of € 32,731 after tax. For that financial year FVV 2.0 recorded a gross margin of € 140,809 and equity of € -55,170. Compared with financial year 2024, the result moved from € -1,991 to € 32,731. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ -55,170
▲ € 32,731 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,731
▲ still € 1,991 loss in 2024
Profit after tax over the fiscal year.
€ 5,300
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -73,770.
People and assets in 2025
0.3
▼ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1,948
▼ 98% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 43,189
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 268,028
▼ 37% vs 2024
€ 15,184 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 73,741
▲ 52% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 75
▼ 99% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 240,122 | € 292,272 | € 211,460 | € 140,809 | ▼ 33% |
| Profit after taxes | € 48,426 | € 98,323 | € -1,991 | € 32,731 | ▲ € 34,721 |
| Equity | € -184,233 | € -85,910 | € -87,901 | € -55,170 | ▲ € 32,731 |
| Total debts | € 583,246 | € 498,213 | € 1,244,928 | € 1,053,148 | ▼ 15% |
| Cash | € 9,601 | € 91,673 | € 754,690 | € 5,300 | ▼ 99% |
| Land & buildings | - | - | - | € 689,430 | |
| Retained profit | € -202,833 | € -104,510 | € -106,501 | € -73,770 | ▲ € 32,731 |
| Bank debt | € 550,000 | € 425,000 | € 425,000 | € 268,028 | ▼ 37% |
| Balance sheet total | € 399,013 | € 412,303 | € 1,157,027 | € 997,978 | ▼ 14% |
| Employees (FTE) | 1.8 | 1.9 | 1.9 | 0.3 | ▼ 1.6 |
Key figures of FVV 2.0, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 November 2026.
What happened to FVV 2.0?
What happened at FVV 2.0 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 32,731. Source: NBB ↗
- New establishment in Oostkamp. KBO
- Start of the company according to the CBE. KBO
- Rammant Consulting became a director. NBB
In short
From € 48,426 profit in 2022 to € 32,731 profit in 2025.
Paid € 920 in corporate taxes since 2022.
Best year ever: 2023, with € 98,323 profit.
On average € 111,300 of value added per employee in 2024.
Management
The stake of ISABEL ROSSEEL CONSULTING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FVV 2.0Behind FVV 2.0 is Rammant Consulting. The shares are held by ISABEL ROSSEEL CONSULTING (10%).
Directors
According to the 2025 annual accounts
since 2016
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Papenvijversstraat 25
8020 Oostkamp
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0668.479.161
- VAT number
- BE 0668.479.161
- Registered office
- Papenvijversstraat 25, 8020 Oostkamp
- Names & denominations
- FVV 2.0
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 2016
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
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Overige financiële dienstverlening, neg
Handel in eigen onroerend goed
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Activiteiten van hoofdkantoren