Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
HARMONEY from Gent, company number BE0666716731, closed financial year 2025 with a result of € -979,250 after tax. For that financial year HARMONEY recorded a gross margin of € 1.3 million and equity of € 4.1 million. Compared with financial year 2024, the result moved from € 75,517 to € -979,250. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 4.1 million
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -979,250
▼ still € 75,517 profit in 2024
Profit after tax over the fiscal year.
€ 12,330
▼ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4 million.
People and assets in 2025
11.9
▲ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 20% vs 2024
€ 88,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,991
▲ 293% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4.1 million
▲ 50% vs 2024
€ 571,965 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 731,633
▲ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 250,723
▲ 19% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,000,377 | € 1,115,506 | € 1,820,600 | € 1,256,452 | ▼ 31% |
| Profit after taxes | € -310,229 | € -504,233 | € 75,517 | € -979,250 | ▼ € 1.1 million |
| Equity | € 1,418,323 | € 1,914,098 | € 5,052,690 | € 4,073,440 | ▼ 19% |
| Total debts | € 1,186,695 | € 2,147,615 | € 3,514,954 | € 5,253,624 | ▲ 49% |
| Cash | € 155,761 | € 74,793 | € 85,942 | € 12,330 | ▼ 86% |
| Retained profit | € -2,557,537 | € -3,061,770 | € -2,986,254 | € -3,965,504 | ▼ € 979,250 |
| Bank debt | € 786,158 | € 1,466,276 | € 2,760,526 | € 4,140,624 | ▲ 50% |
| Balance sheet total | € 2,605,018 | € 4,061,713 | € 8,567,644 | € 9,327,064 | ▲ 9% |
| Employees (FTE) | 7.3 | 9.3 | 10.7 | 11.9 | ▲ 1.2 |
Key figures of HARMONEY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HARMONEY?
What happened at HARMONEY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Nico Bogaerts stepped down as director. NBB
- Stan (C-bestuurder) De Schepper stepped down as director. NBB
- Leveritge BV stepped down as director. NBB
- Van Maele Consulting BV stepped down as director. NBB
- DR. IR. U. Vandeurzen Management Firm NV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 979,250 (▼ € 1.1 million vs 2024). Source: NBB ↗
- Yu Yue B.V. became a director. NBB
- Nico Bogaerts became a director. NBB
In short
From € 310,229 loss in 2022 to € 979,250 loss in 2025.
Best year ever: 2024, with € 75,517 profit.
On average € 105,600 of value added per employee in 2025.
Management
The stake of LEVERITGE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HARMONEYBehind HARMONEY is Yu Yue B.V.. The shares are held by LEVERITGE (99.4%). It owns 100% of Harmoney France SAS itself.
Directors
According to the 2025 annual accounts
Yu Yue B.V.
Director · represented by (F-bestuurder) Kemmeren Ronald
since 2026
Nico Bogaerts
Lid van de toezichtsraad
since 2026 · until 2032
Stan (C-bestuurder) De Schepper
Director
since 2023 · until 2028
Director · represented by (A/B-bestuurder) Haerick Wouter
since 2023 · until 2028
Managing director · represented by (A/B-bestuurder) Van Maele Thomas
since 2026 · until 2028
DR. IR. U. Vandeurzen Management Firm NV
Director · represented by (C-bestuurder) Vandeurzen Bert
Also active at: DI LEGNO INTERIORS, DLI Invest, Fund+, ALDEA CONSTRUCT, miDiagnostics, Smile Invest, Smile Invest Management Company, Triginta +5 more
since 2023 · until 2028
Shareholders
99.4%
Participations
Harmoney France SAS
100%
Establishments
Establishment units
Physical locations of this company
Gaston Crommenlaan 8/101
9050 Gent
Gaston Crommenlaan 8 box 101
9050 Gent
Active since 28 November 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0666.716.731
- VAT number
- BE 0666.716.731
- Registered office
- Gaston Crommenlaan 8/101, 9050 Gent
- Names & denominations
- HARMONEY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 November 2016
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- +32479056642
- Activities · NACE
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