Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PLAN CHARLIE from Lubbeek, company number BE0665941919, closed financial year 2025 with a result of € 15,382 after tax. For that financial year PLAN CHARLIE recorded a gross margin of € 470,054 and equity of € -483,201. Compared with financial year 2024, the result moved from € -42,454 to € 15,382. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 3, 2026.
€ -483,201
▲ € 15,382 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,382
▲ still € 42,454 loss in 2024
Profit after tax over the fiscal year.
€ 157,743
▲ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -501,801.
People and assets in 2025
11.7
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 383,578
▼ 8% vs 2024
€ 32,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,891
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 100,848
▼ 22% vs 2024
€ 31,911 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 299,030
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 98,110
▲ 46% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 310,181 | € 299,692 | € 436,497 | € 470,054 | ▲ 8% |
| Profit after taxes | € -152,720 | € -158,069 | € -42,454 | € 15,382 | ▲ € 57,836 |
| Equity | € -298,059 | € -456,128 | € -498,582 | € -483,201 | ▲ € 15,382 |
| Total debts | € 1,035,809 | € 1,247,651 | € 1,460,643 | € 1,121,288 | ▼ 23% |
| Cash | € 160,508 | € 96,421 | € 132,031 | € 157,743 | ▲ 19% |
| Retained profit | € -316,659 | € -474,728 | € -517,182 | € -501,801 | ▲ € 15,382 |
| Bank debt | € 156,653 | € 151,480 | € 129,739 | € 100,848 | ▼ 22% |
| Balance sheet total | € 737,750 | € 791,523 | € 962,061 | € 638,087 | ▼ 34% |
| Employees (FTE) | 11.3 | 11.9 | 12.2 | 11.7 | ▼ 0.5 |
Key figures of PLAN CHARLIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to PLAN CHARLIE?
What happened at PLAN CHARLIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,382. Source: NBB ↗
- New establishment in Charleroi. KBO
- New establishment in Brussel. KBO
- New establishment in Lubbeek. KBO
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 152,720 loss in 2022 to € 15,382 profit in 2025.
Paid € 797 in corporate taxes since 2022.
Best year ever: 2025, with € 15,382 profit.
On average € 40,200 of value added per employee in 2025.
Management
Behind PLAN CHARLIE are Dorothy McGoldrick and Marcel Cornelis. Marcel Cornelis is also behind MARMAD, DAS DING, OXYCLEAN, Kemetyl Group and MARMAD INVEST.
Directors
According to the 2025 annual accounts
Dorothy McGoldrick
Director
Marcel Cornelis
Director
Also active at: MARMAD, DAS DING, OXYCLEAN, Kemetyl Group, MARMAD INVEST, KEMETYL BENELUX, MAARTENSBERG
Establishments
Establishment units
Physical locations of this company
Ambachtenstraat(LUB) 13
3210 Lubbeek
Bondgenotenlaan 37
3000 Leuven
Active since 9 November 2016
Place Verte 20
6000 Charleroi
Active since 8 May 2018
Lambermontstraat 1
1000 Brussel
Active since 8 May 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0665.941.919
- VAT number
- BE 0665.941.919
- Registered office
- Ambachtenstraat(LUB) 13, 3210 Lubbeek
- Names & denominations
- PLAN CHARLIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 November 2016
- Peppol
- Active · Active since 5 Mar 2025
- Activities · NACE
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