Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2025
EXPRESS SINT-KRUIS from Brugge, company number BE0661792101, closed financial year 2025 with a result of € -109,826 after tax. For that financial year EXPRESS SINT-KRUIS recorded a gross margin of € 199,971 and equity of € -362,232. Compared with financial year 2024, the result moved from € -73,523 to € -109,826. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 14, 2026.
€ -362,232
▼ € 109,826 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -109,826
▼ 49 % more loss than in 2024
Profit after tax over the fiscal year.
€ 20,409
▼ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -387,232.
People and assets in 2025
4.5
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 169,909
▲ 1% vs 2024
€ 37,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 575
▼ 90% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 20,153
▼ 66% vs 2024
Loans from banks and other lenders, long and short.
€ 664,779
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,897
▼ 32% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 112,277 | € 109,989 | € 184,551 | € 199,971 | ▲ 8% |
| Profit after taxes | € -43,201 | € -128,037 | € -73,523 | € -109,826 | ▼ € 36,302 |
| Equity | € -50,845 | € -178,883 | € -252,406 | € -362,232 | ▼ € 109,826 |
| Total debts | € 505,533 | € 608,633 | € 665,391 | € 726,794 | ▲ 9% |
| Cash | € 36,049 | € 27,716 | € 48,381 | € 20,409 | ▼ 58% |
| Retained profit | € -75,845 | € -203,883 | € -277,406 | € -387,232 | ▼ € 109,826 |
| Bank debt | € 154,814 | € 110,769 | € 59,101 | € 20,153 | ▼ 66% |
| Balance sheet total | € 454,688 | € 429,750 | € 412,985 | € 364,562 | ▼ 12% |
| Employees (FTE) | 3.1 | 3.9 | 4.8 | 4.5 | ▼ 0.3 |
Key figures of EXPRESS SINT-KRUIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to EXPRESS SINT-KRUIS?
What happened at EXPRESS SINT-KRUIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
EXPRESS SINT-KRUIS is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2025: loss of € 109,826. Source: NBB ↗
- New establishment in Brugge. KBO
- Olivier Joos became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 43,201 loss in 2022 to € 109,826 loss in 2025.
Paid € 346 in corporate taxes since 2022.
On average € 44,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind EXPRESS SINT-KRUIS is Olivier Joos. Olivier Joos is also behind Express Sint-Pieters.
Directors
According to the 2025 annual accounts
since 2016
Establishments
Establishment units
Physical locations of this company
Moerkerkse Steenweg 211
8310 Brugge
Moerkerkse Steenweg 211-213
8310 Brugge
Active since 1 September 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0661.792.101
- VAT number
- BE 0661.792.101
- Registered office
- Moerkerkse Steenweg 211, 8310 Brugge
- Names & denominations
- EXPRESS SINT-KRUIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 29 August 2016
- Peppol
- Active · Active since 23 Oct 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)