Financials
Financial year 2025
XMF from Waterloo, company number BE0659744114, closed financial year 2025 with a result of € 135,443 after tax. For that financial year XMF recorded a gross margin of € 254,967 and equity of € 18,687. Compared with financial year 2024, the result moved from € 153,340 to € 135,443. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 16, 2026.
€ 18,687
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 135,443
▼ 12% vs 2024
Profit after tax over the fiscal year.
€ 155,595
▲ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 135,400 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 23,311
▼ 70% vs 2024
Of which on lease € 15,358.
Debts at end 2025
€ 13,156
▼ 53% vs 2024
Loans from banks and other lenders, long and short.
€ 1,853
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,662
▼ 26% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 74,792 | € 198,767 | € 218,297 | € 254,967 | ▲ 17% |
| Profit after taxes | € 48,241 | € 139,571 | € 153,340 | € 135,443 | ▼ 12% |
| Equity | € 8,332 | € 20,303 | € 18,644 | € 18,687 | |
| Total debts | € 188,513 | € 275,990 | € 240,410 | € 191,546 | ▼ 20% |
| Cash | € 83,110 | € 178,374 | € 143,078 | € 155,595 | ▲ 9% |
| Retained profit | € 2,132 | € 1,703 | € 44 | € 87 | ▲ 99% |
| Dividend | € 62,000 | € 140,000 | € 155,000 | € 135,400 | ▼ 13% |
| Bank debt | € 56,299 | € 42,618 | € 28,248 | € 13,156 | ▼ 53% |
| Balance sheet total | € 196,845 | € 296,294 | € 259,054 | € 210,234 | ▼ 19% |
Key figures of XMF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to XMF?
What happened at XMF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 135,443 (▼ 12% vs 2024). Source: NBB ↗
- Françoise Laroche became a director. NBB
- New establishment in Waterloo. KBO
- Marc Dechamps became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 48,241 profit in 2022 to € 135,443 profit in 2025.
Paid € 170,425 in corporate taxes since 2022.
Best year ever: 2024, with € 153,340 profit.
Paid out € 492,400 in dividends to the owners in total.
Management
Behind XMF are Marc Dechamps and Françoise Laroche. Marc Dechamps is also behind BioGenCell Europe SA, BIOXODES, INVESTSUD TECH and INVESTSUD INNOVATION.
Directors
According to the 2025 annual accounts
Marc Dechamps
Director
Also active at: BioGenCell Europe SA, BIOXODES, INVESTSUD TECH, INVESTSUD INNOVATION
since 2016
Françoise Laroche
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Avenue Louis David 68
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0659.744.114
- VAT number
- BE 0659.744.114
- Registered office
- Avenue Louis David 68, 1410 Waterloo
- Names & denominations
- XMF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 2016
- Peppol
- Active · Active since 31 Oct 2025
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