Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LENDER INDUSTRIES from Heist-op-den-Berg, company number BE0658963461, closed financial year 2025 with a result of € 7,113 after tax. For that financial year LENDER INDUSTRIES recorded a gross margin of € 176,889 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 3,552 to € 7,113. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 1.4 million
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,113
▲ 100% vs 2024
Profit after tax over the fiscal year.
€ 119,187
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1 million.
People and assets in 2025
€ 74,836
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▼ 10% vs 2024
€ 118,177 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 96,157
▼ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,311
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 281,829 | € 268,045 | € 200,271 | € 176,889 | ▼ 12% |
| Profit after taxes | € 173,537 | € 78,523 | € 3,552 | € 7,113 | ▲ 100% |
| Equity | € 1,528,650 | € 1,407,173 | € 1,159,358 | € 1,416,471 | ▲ 22% |
| Total debts | € 1,544,777 | € 1,511,897 | € 1,767,052 | € 1,204,400 | ▼ 32% |
| Cash | € 216,566 | € 216,194 | € 203,087 | € 119,187 | ▼ 41% |
| Land & buildings | € 2,071,490 | € 2,186,558 | € 2,360,645 | € 2,307,286 | ▼ 2% |
| Retained profit | € 1,297,612 | € 1,206,569 | € 994,855 | € 1,001,968 | ▲ 1% |
| Dividend | € 200,000 | € 200,000 | € 251,368 | € 0 | ▼ 100% |
| Bank debt | € 1,148,404 | € 1,150,061 | € 1,134,882 | € 1,018,235 | ▼ 10% |
| Balance sheet total | € 3,073,428 | € 2,919,070 | € 2,926,410 | € 2,620,871 | ▼ 10% |
Key figures of LENDER INDUSTRIES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LENDER INDUSTRIES?
What happened at LENDER INDUSTRIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,113 (▲ 100% vs 2024). Source: NBB ↗
- New establishment in Heist-op-den-Berg. KBO
- Peter Steylaerts became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 173,537 profit in 2022 to € 7,113 profit in 2025.
Paid € 15,664 in corporate taxes since 2022.
Best year ever: 2022, with € 173,537 profit.
Paid out € 651,368 in dividends to the owners in total.
Management
Behind LENDER INDUSTRIES is Peter Steylaerts. Peter Steylaerts is also behind STEYLAERTS and IMMO STEYLAERTS.
Directors
According to the 2025 annual accounts
Director · represented by Peter Steylaerts
Also active at: STEYLAERTS, IMMO STEYLAERTS
since 2016
Establishments
Establishment units
Physical locations of this company
Industriepark B 28
2220 Heist-op-den-Berg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Contrôle et Régulation Automatiques
€ 496,477 gross margin · 2025
De Denkfabriek
€ 493,038 gross margin · 2025
Lender Industries Group
CARRODRAIN
€ 427,236 gross margin · 2025
SPARC INVEST
€ 17,382 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0658.963.461
- VAT number
- BE 0658.963.461
- Registered office
- Industriepark B 28, 2220 Heist-op-den-Berg
- Names & denominations
- LENDER INDUSTRIES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 July 2016
- Peppol
- Active · Active since 4 Mar 2026
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten