Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ArtFlo from Antwerpen, company number BE0658756296, closed financial year 2025 with a result of € 40,023 after tax. For that financial year ArtFlo recorded a gross margin of € 399,265 and equity of € 330,787. Compared with financial year 2024, the result moved from € -28,758 to € 40,023. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 330,787
▲ € 294,587 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,023
▲ still € 28,758 loss in 2024
Profit after tax over the fiscal year.
€ 5,138
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 306,037.
People and assets in 2025
5.4
▲ 2.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 251,996
▲ 123% vs 2024
€ 46,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 36,726
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 635,793
▼ 2% vs 2024
€ 206,155 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 221,463
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 61,393
▲ € 50,401 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -53,208 | € 64,981 | € 157,106 | € 399,265 | ▲ 154% |
| Profit after taxes | € -91,920 | € -23,280 | € -28,758 | € 40,023 | ▲ € 68,781 |
| Equity | € 88,238 | € 64,958 | € 36,200 | € 330,787 | ▲ € 294,587 |
| Total debts | € 1,663,206 | € 2,081,429 | € 2,716,998 | € 3,396,773 | ▲ 25% |
| Cash | € 3,755 | € 6,749 | € 24,242 | € 5,138 | ▼ 79% |
| Retained profit | € 82,038 | € 58,758 | € 30,000 | € 306,037 | ▲ € 276,037 |
| Bank debt | € 590,453 | € 574,515 | € 651,942 | € 635,793 | ▼ 2% |
| Balance sheet total | € 1,751,444 | € 2,146,387 | € 2,753,197 | € 3,727,560 | ▲ 35% |
| Employees (FTE) | - | - | 2.7 | 5.4 | ▲ 2.7 |
Key figures of ArtFlo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ArtFlo?
What happened at ArtFlo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,023. filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- New establishment in Alken. KBO
- New establishment in Westerlo. KBO
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
- Artur Tadevosian became a director. NBB
- Florence Cools became a director. NBB
In short
From € 91,920 loss in 2022 to € 40,023 profit in 2025.
Best year ever: 2025, with € 40,023 profit.
On average € 73,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ArtFlo are Artur Tadevosian and Florence Cools. It owns 100% of Flanders Fashion Makers itself.
Directors
According to the 2025 annual accounts
Artur Tadevosian
Director
Also active at: DAMOY AGENCY, A&F Invest, DAMOY ANTWERP, MECHANISCHE CONSTRUCTIES TADEVOSIAN
since 2016
since 2016
Establishments
Establishment units
Physical locations of this company
Cogels-Osylei 37
2600 Antwerpen
Moestoemaatheide 14 box J
2260 Westerlo
Active since 20 May 2022
Industrieterrein Kolmen 1319
3570 Alken
Active since 1 October 2024
Sint-Jorispoort 26
2000 Antwerpen
Active since 1 April 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0658.756.296
- VAT number
- BE 0658.756.296
- Registered office
- Cogels-Osylei 37, 2600 Antwerpen
- Names & denominations
- ArtFlo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 2016
- Peppol
- Active · Active since 12 Mar 2026
- Activities · NACE
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in damesbovenkleding
Detailhandel in onderkleding, lingerie en strand- en badkleding
Detailhandel in herenbovenkleding
Detailhandel in kledingaccessoires