Active · per the CBE, 24 September 2026

Advieskantoor Stevens & Pauwels

BE0656985552

Rechtspersoon Private limited company 2 establishments

Advieskantoor Stevens & Pauwels is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 27 June 2016, 2 establishments.

Aarschotsesteenweg 4 box 1, 2230 Herselt [email protected]

Behind the company: Ann Pauwels, Gregory Stevens.

Active for

10 year, 2 months

Financials

Financial year 2025

Advieskantoor Stevens & Pauwels from Herselt, company number BE0656985552, closed financial year 2025 with a result of € 309,095 after tax. For that financial year Advieskantoor Stevens & Pauwels recorded a gross margin of € 1.5 million and equity of € 310,986. Compared with financial year 2024, the result moved from € 387,717 to € 309,095. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.

What it is worth Healthy

€ 310,986

▼ 47% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 309,095

▼ 20% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 216,101

▼ 7% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 550,068 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

6.8

▼ 1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 706,906

▲ 20% vs 2024

€ 104,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 57,548

▼ 17% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go

€ 2.3 million

▲ 1% vs 2024

€ 375,565 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 45,187

▼ 23% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 15,271

▲ € 15,082 vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 394,212 € 910,250 € 1,429,991 € 1,459,228 ▲ 2%
Profit after taxes € 99,742 € 200,011 € 387,717 € 309,095 ▼ 20%
Equity € 237,483 € 437,494 € 589,911 € 310,986 ▼ 47%
Total debts € 954,819 € 2,408,693 € 2,334,324 € 2,375,914 ▲ 2%
Cash € 80,399 € 191,701 € 232,692 € 216,101 ▼ 7%
Land & buildings € 481,971 € 744,008 € 758,105 € 734,455 ▼ 3%
Retained profit € 199,409 € 399,420 € 551,837 € 310,864 ▼ 44%
Dividend € 100,000 € 0 € 235,300 € 550,068 ▲ 134%
Bank debt € 904,146 € 2,345,920 € 2,272,430 € 2,292,472 ▲ 1%
Balance sheet total € 1,192,302 € 2,846,187 € 2,924,234 € 2,686,899 ▼ 8%
Employees (FTE) 1.7 5.6 7.8 6.8 ▼ 1

Key figures of Advieskantoor Stevens & Pauwels, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Advieskantoor Stevens & Pauwels?

What happened at Advieskantoor Stevens & Pauwels in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 309,095 (▼ 20% vs 2024). Source: NBB ↗
  • New establishment in Herselt. KBO
  • New establishment in Scherpenheuvel-Zichem. KBO
  • Ann Pauwels became a director. NBB
  • Gregory Stevens became a director. NBB
  • Start of the company according to the CBE. KBO

In short

From € 99,742 profit in 2022 to € 309,095 profit in 2025.

Paid € 390,545 in corporate taxes since 2022.

Best year ever: 2024, with € 387,717 profit.

On average € 214,600 of value added per employee in 2025.

Management

Ann Pauwels Gregory Stevens
Advieskantoor Stevens & Pauwels

Behind Advieskantoor Stevens & Pauwels are Ann Pauwels and Gregory Stevens.

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Directors

According to the 2025 annual accounts

Ann Pauwels

Director

since 2016

Gregory Stevens

Director

since 2016

Establishments

Establishment units

Physical locations of this company

Registered office

Aarschotsesteenweg 4 box 1

2230 Herselt

2.256.556.035

Westelsebaan 135

3271 Scherpenheuvel-Zichem

Active since 9 November 2016

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0656.985.552
VAT number
BE 0656.985.552
Registered office
Aarschotsesteenweg 4 bus 1, 2230 Herselt
Names & denominations
Advieskantoor Stevens & Pauwels
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
27 June 2016
Peppol
Active · Active since 21 Jan 2025
Activities · NACE

Agenten en makelaars in bankdiensten

Frequently asked questions

What does Advieskantoor Stevens & Pauwels do?
Advieskantoor Stevens & Pauwels is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 27 June 2016, 2 establishments.
What is the address of Advieskantoor Stevens & Pauwels?
The registered office of Advieskantoor Stevens & Pauwels is located at Aarschotsesteenweg 4 box 1, 2230 Herselt.
Is Advieskantoor Stevens & Pauwels still active?
Yes. According to the CBE (24 September 2026) Advieskantoor Stevens & Pauwels is active, legal situation “Normale toestand”, started on 27 June 2016.
Is Advieskantoor Stevens & Pauwels registered on Peppol?
Yes, Advieskantoor Stevens & Pauwels is registered on the Peppol network with ID 0208:0656985552.
What is the enterprise number of Advieskantoor Stevens & Pauwels?
The enterprise number of Advieskantoor Stevens & Pauwels is BE0656985552.
When was Advieskantoor Stevens & Pauwels founded?
Advieskantoor Stevens & Pauwels was founded on 27 June 2016.