What is the address of C.E.C. FINANCE & ASSURANCES?

The registered office of C.E.C. FINANCE & ASSURANCES is located at Chaussée de Binche 177 box C, 7000 Mons.

Is C.E.C. FINANCE & ASSURANCES still active?

Yes. According to the CBE (29 October 2026) C.E.C. FINANCE & ASSURANCES is active, legal situation “Normale toestand”, started on 18 June 2016.

Is C.E.C. FINANCE & ASSURANCES registered on Peppol?

No, C.E.C. FINANCE & ASSURANCES is currently not registered on the Peppol network.

What is the enterprise number of C.E.C. FINANCE & ASSURANCES?

The enterprise number of C.E.C. FINANCE & ASSURANCES is BE0656760175.

When was C.E.C. FINANCE & ASSURANCES founded?

C.E.C. FINANCE & ASSURANCES was founded on 18 June 2016.

Who are the directors of C.E.C. FINANCE & ASSURANCES?

According to the 2025 annual accounts, the directors of C.E.C. FINANCE & ASSURANCES are: Virginia Bandiera.

Is C.E.C. FINANCE & ASSURANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 June 2016; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did C.E.C. FINANCE & ASSURANCES make in 2025?

C.E.C. FINANCE & ASSURANCES recorded a loss after taxes of € 6,381 in financial year 2025.

What is the revenue of C.E.C. FINANCE & ASSURANCES?

As a small company, C.E.C. FINANCE & ASSURANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -4,356.

Does C.E.C. FINANCE & ASSURANCES have a website?

Yes, C.E.C. FINANCE & ASSURANCES has a website at cecfinance.be.

C.E.C. FINANCE & ASSURANCES (Private Limited) - Mons

Q: What does C.E.C. FINANCE & ASSURANCES do?

C.E.C. FINANCE & ASSURANCES is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 18 June 2016, 1 establishment.

Dossier C.E.C. FINANCE & ASSURANCES, printed on 29 October 2026 from databakkes.be/en/0656760175/c-e-c-finance-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Busy address KBO

10 other companies have their registered office at the same address; threshold 10.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

C.E.C. FINANCE & ASSURANCES from Mons, company number BE0656760175, closed financial year 2025 with a result of € -6,381 after tax. For that financial year C.E.C. FINANCE & ASSURANCES recorded a gross margin of € -4,356 and equity of € -32,950. Compared with financial year 2024, the result moved from € -6,545 to € -6,381. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.

What it is worth Caution

€ -32,950

▼ € 6,381 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -6,381

▲ 3 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 92

▼ 96% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -39,150.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 44,661

▼ 24% vs 2024

€ 14,576 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 363

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -12,465 Gross margin 2022: € -12,465 First fiscal year in the series	€ -4,671 Gross margin 2023: € -4,671 ▲ € 7,794 vs 2022 (€ -12,465) Favourable step	€ -4,586 Gross margin 2024: € -4,586 ▲ € 85 vs 2023 (€ -4,671) Favourable step	€ -4,356 Gross margin 2025: € -4,356 ▲ € 230 vs 2024 (€ -4,586) Favourable step	▲ € 230
Profit after taxes	€ -21,368 Profit after taxes 2022: € -21,368 First fiscal year in the series	€ -7,569 Profit after taxes 2023: € -7,569 ▲ € 13,799 vs 2022 (€ -21,368) Favourable step	€ -6,545 Profit after taxes 2024: € -6,545 ▲ € 1,024 vs 2023 (€ -7,569) Favourable step	€ -6,381 Profit after taxes 2025: € -6,381 ▲ € 164 vs 2024 (€ -6,545) Favourable step	▲ € 164
Equity	€ -12,454 Equity 2022: € -12,454 First fiscal year in the series	€ -20,024 Equity 2023: € -20,024 ▼ € 7,569 vs 2022 (€ -12,454) Unfavourable step	€ -26,569 Equity 2024: € -26,569 ▼ € 6,545 vs 2023 (€ -20,024) Unfavourable step	€ -32,950 Equity 2025: € -32,950 ▼ € 6,381 vs 2024 (€ -26,569) Unfavourable step	▼ € 6,381
Total debts	€ 588,395 Total debts 2022: € 588,395 First fiscal year in the series	€ 635,992 Total debts 2023: € 635,992 ▲ 8% vs 2022 (€ 588,395) Unfavourable step	€ 657,778 Total debts 2024: € 657,778 ▲ 3% vs 2023 (€ 635,992) Unfavourable step	€ 677,275 Total debts 2025: € 677,275 ▲ 3% vs 2024 (€ 657,778) Unfavourable step	▲ 3%
Cash	€ 6,407 Cash 2022: € 6,407 First fiscal year in the series	€ 3,158 Cash 2023: € 3,158 ▼ 51% vs 2022 (€ 6,407) Unfavourable step	€ 2,176 Cash 2024: € 2,176 ▼ 31% vs 2023 (€ 3,158) Unfavourable step	€ 92 Cash 2025: € 92 ▼ 96% vs 2024 (€ 2,176) Unfavourable step	▼ 96%
Retained profit	€ -18,654 Retained profit 2022: € -18,654 First fiscal year in the series	€ -26,224 Retained profit 2023: € -26,224 ▼ € 7,569 vs 2022 (€ -18,654) Unfavourable step	€ -32,769 Retained profit 2024: € -32,769 ▼ € 6,545 vs 2023 (€ -26,224) Unfavourable step	€ -39,150 Retained profit 2025: € -39,150 ▼ € 6,381 vs 2024 (€ -32,769) Unfavourable step	▼ € 6,381
Bank debt	€ 120,836 Bank debt 2022: € 120,836 First fiscal year in the series	€ 72,911 Bank debt 2023: € 72,911 ▼ 40% vs 2022 (€ 120,836) Favourable step	€ 58,934 Bank debt 2024: € 58,934 ▼ 19% vs 2023 (€ 72,911) Favourable step	€ 44,661 Bank debt 2025: € 44,661 ▼ 24% vs 2024 (€ 58,934) Favourable step	▼ 24%
Balance sheet total	€ 575,941 Balance sheet total 2022: € 575,941 First fiscal year in the series	€ 615,969 Balance sheet total 2023: € 615,969 ▲ 7% vs 2022 (€ 575,941) Unchanged	€ 631,209 Balance sheet total 2024: € 631,209 ▲ 2% vs 2023 (€ 615,969) Unchanged	€ 644,325 Balance sheet total 2025: € 644,325 ▲ 2% vs 2024 (€ 631,209) Unchanged	▲ 2%

Key figures of C.E.C. FINANCE & ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to C.E.C. FINANCE & ASSURANCES?

What happened at C.E.C. FINANCE & ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 26, 2026 New annual accounts for financial year 2025: loss of € 6,381. filed late Source: NBB ↗
Jul 1, 2016 New establishment in Saint-Ghislain. KBO
Jun 18, 2016 Start of the company according to the CBE. KBO

In short

From € 21,368 loss in 2022 to € 6,381 loss in 2025.

Paid € 24 in corporate taxes since 2022.

Original PDFs at the National Bank ↗

Management

BV FINANCE ET ASSURANCE

The stake of BV FINANCE ET ASSURANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

C.E.C. FINANCE & ASSURANCES

CEC Finance 100%

Behind C.E.C. FINANCE & ASSURANCES is Virginia Bandiera. The shares are held by BV FINANCE ET ASSURANCE. It owns 100% of CEC Finance itself.

Directors

According to the 2025 annual accounts

Virginia Bandiera

Manager

Shareholders

BV FINANCE ET ASSURANCE

Participations

CEC Finance

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Binche 177 box C

7000 Mons

2.254.669.582

Rue Ferrer(B) 26

7331 Saint-Ghislain

Active since 1 July 2016

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.

All companies at this address →

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+5 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS cecfinance.be

Canonical: https://www.cecfinance.be/

Technologies

Advanced Custom FieldsContact Form 7Cookie ConsentGoogle AnalyticsGoogle Tag ManagerHubSpot MarketingLiteSpeedPHPWPMLWordPressYoast SEOjQueryjsDelivrreCAPTCHA

Certifications & Partners

FSMA

Hosting & Email

Email provider

Microsoft 365

Hosting

AS-HOSTINGER, CY

DNS

OVH DNS

Website info

HTTPS Ja

Languages FR

Features

Webshop Ads

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0656.760.175

VAT number

BE 0656.760.175

Registered office

Chaussée de Binche 177 bus C, 7000 Mons

Names & denominations

C.E.C. FINANCE & ASSURANCES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

18 June 2016

Peppol

Not registered

Contact

cecfinance.be

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

C.E.C. FINANCE & ASSURANCES

Warning lights

Financials

What happened to C.E.C. FINANCE & ASSURANCES?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Certifications & Partners

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions