Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
70 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
LOCK’IMMO from Gembloux, company number BE0655930628, closed financial year 2025 with a result of € 496,560 after tax. For that financial year LOCK’IMMO recorded revenue of € 1.9 million and equity of € 29.8 million. Compared with financial year 2024, the result moved from € 682,155 to € 496,560. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 29.8 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 496,560
▼ 27% vs 2024
Profit after tax over the fiscal year.
€ 20,794
▼ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.7 million.
People and assets in 2025
1.6
Average over the fiscal year, from the social balance sheet.
€ 125,790
▲ 22% vs 2024
€ 78,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 8.2 million
▼ 7% vs 2024
€ 1.6 million is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 886,901
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 382 days on average.
€ 194,100
▼ 41% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,632,266 | € 1,003,720 | € 1,963,353 | € 1,909,158 | ▼ 3% |
| Gross margin | € 988,222 | - | - | - | |
| Profit after taxes | € 376,357 | € 243,079 | € 682,155 | € 496,560 | ▼ 27% |
| Equity | € 18,402,290 | € 28,645,370 | € 29,327,525 | € 29,824,085 | ▲ 2% |
| Total debts | € 16,235,328 | € 11,370,255 | € 10,383,850 | € 12,971,494 | ▲ 25% |
| Cash | € 466,582 | € 131,026 | € 105,671 | € 20,794 | ▼ 80% |
| Land & buildings | € 1,584,930 | € 1,429,035 | € 1,276,603 | € 1,192,598 | ▼ 7% |
| Retained profit | € 1,252,290 | € 1,495,370 | € 2,177,525 | € 2,674,085 | ▲ 23% |
| Bank debt | € 15,979,448 | € 10,393,746 | € 8,803,635 | € 8,223,866 | ▼ 7% |
| Balance sheet total | € 34,637,618 | € 40,015,624 | € 39,821,375 | € 43,015,579 | ▲ 8% |
| Employees (FTE) | 2 | 1.9 | 1.6 | 1.6 |
Key figures of LOCK’IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LOCK’IMMO?
What happened at LOCK’IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- IBEX SPIRIT stepped down as director. NBB
- SPARAXIS SA stepped down as director. NBB
- PARGECO SRL stepped down as director. NBB
- LA CONSULTATION COMMERCIALE SA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 496,560 (▼ 27% vs 2024). Source: NBB ↗
- POSITIVE IMPACT CONSULT SRL stepped down as director. NBB
- POSITIVE IMPACT CONSULT SRL became a director. NBB
- IBEX SPIRIT became a director. NBB
In short
From € 376,357 profit in 2022 to € 496,560 profit in 2025.
Paid € 573,726 in corporate taxes since 2022.
Best year ever: 2024, with € 682,155 profit.
On average € 494,100 of value added per employee in 2022.
Management
The shares are held by PARDIS (90%) and WALLONIE ENTREPRENDRE SA (10%). It owns 100% of LOCK'O ANDERLUES, 100% of Foncière Piéton, 100% of LOCK'O, 100% of LOCK'O HEM, 100% of LP-3 and 100% of LP - 1 itself.
Directors
According to the 2025 annual accounts
Director · represented by Thierry Tribolet
Also active at: Société Immobilière Carolorégienne, LOCK'O, PARGIMMO, IMMOPAR, TOURNIMO, FONCIERE DEFACQZ, IMMOTERRIL, FONCIÈRE LOCK’O +47 more
since 2021 · until 2027
Director · represented by Jean-Luc Nodonfaz
Also active at: C.P. Bourg, A.M.B., Jean Goldschmidt International, Ateliers Pierre Cerfontaine, Floridienne, Fonderies J. Marichal Ketin et Cie, JUNGLING, MEBF +224 more
since 2021 · until 2027
Chairman of the board, Managing director, Director · represented by Thomas Marchandise
Also active at: fundoo, LA CONSULTATION COMMERCIALE, Société Immobilière Carolorégienne, ACSI, PARCOFIN, PARDIS, LOCK'O, PARGIMMO +61 more
since 2021 · until 2027
LA CONSULTATION COMMERCIALE SA
Director · represented by Rachel Marchandise
Also active at: Société Immobilière Carolorégienne, PARCOFIN, PARDIS, LOCK'O, PARGIMMO, IMMOPAR, TOURNIMO, FONCIERE DEFACQZ +53 more
since 2021 · until 2027
Director · represented by Valérie GERON
since 2024 · until 2025
Shareholders
90%
Participations
100%
100%
100%
LOCK'O HEM
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Establishments
Establishment units
Physical locations of this company
Chaussée de Tirlemont 75
5030 Gembloux
Avenue du Progrès 21
4432 Ans
Active since 6 June 2016
Rue de Capilône(H) 6
6220 Fleurus
Active since 30 October 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 70 companies are registered at this address.
All companies at this address →GABRIEL
€ 151,068 gross margin · 2025
Bureau de Géomètres-Experts Morimont
€ 85,126 gross margin · 2025
Société Immobilière Carolorégienne same network
€ 332,374 gross margin · 2025
VITAX
€ 772,696 gross margin · 2025
BURO - TEC SERVICES
€ 233,611 gross margin · 2024
+65 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0655.930.628
- VAT number
- BE 0655.930.628
- Registered office
- Chaussée de Tirlemont 75, 5030 Gembloux
- Names & denominations
- LOCK’IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 2016
- Peppol
- Active · Active since 6 Nov 2025
- Activities · NACE
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