Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
FIPA IMMO from Stavelot, company number BE0653963706, closed financial year 2025 with a result of € -68,721 after tax. For that financial year FIPA IMMO recorded a gross margin of € 53,995 and equity of € 393,353. Compared with financial year 2024, the result moved from € 158,939 to € -68,721. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 393,353
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -68,721
▼ still € 158,939 profit in 2024
Profit after tax over the fiscal year.
€ 31,769
▲ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 355,331.
Debts at end 2025
€ 359,330
▼ 3% vs 2024
€ 76,647 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 8,248
▼ 71% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,909
▼ 21% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 76,715 | € 152,433 | € 254,791 | € 53,995 | ▼ 79% |
| Profit after taxes | € 15,586 | € 79,218 | € 158,939 | € -68,721 | ▼ € 227,660 |
| Equity | € 232,599 | € 308,385 | € 463,840 | € 393,353 | ▼ 15% |
| Total debts | € 553,945 | € 547,977 | € 575,308 | € 618,320 | ▲ 7% |
| Cash | € 6,967 | € 12,586 | € 27,583 | € 31,769 | ▲ 15% |
| Land & buildings | € 744,132 | € 740,140 | € 592,115 | € 976,611 | ▲ 65% |
| Retained profit | € 189,280 | € 266,831 | € 424,052 | € 355,331 | ▼ 16% |
| Dividend | € 0 | € 1,666 | € 1,718 | € 0 | ▼ 100% |
| Bank debt | € 383,680 | € 413,793 | € 372,106 | € 359,330 | ▼ 3% |
| Balance sheet total | € 786,544 | € 856,362 | € 1,039,148 | € 1,011,673 | ▼ 3% |
Key figures of FIPA IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIPA IMMO?
What happened at FIPA IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 68,721 (▼ € 227,660 vs 2024). filed late Source: NBB ↗
- New establishment in Stavelot. KBO
- Philippe ARNOULD became a director. NBB
- Patricia SCHMITZ became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,586 profit in 2022 to € 68,721 loss in 2025.
Paid € 70,261 in corporate taxes since 2022.
Best year ever: 2024, with € 158,939 profit.
Paid out € 3,384 in dividends to the owners in total.
Management
Behind FIPA IMMO are Philippe ARNOULD and Patricia SCHMITZ. The same people are also behind ISOLPUR.
Establishments
Establishment units
Physical locations of this company
Rue de Neuville 27 box A
4970 Stavelot
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0653.963.706
- VAT number
- BE 0653.963.706
- Registered office
- Rue de Neuville 27 bus A, 4970 Stavelot
- Names & denominations
- FIPA IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 May 2016
- Peppol
- Active · Active since 9 Sept 2025
- Contact
- antoineimmo.be 086/34.56.70
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
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