Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
Financials
Financial year 2025
PSYCHOLOGICAL AND EDUCATIONAL CONSULTING SERVICES from Waterloo, company number BE0652954114, closed financial year 2025 with a result of € -238,141 after tax. For that financial year PSYCHOLOGICAL AND EDUCATIONAL CONSULTING SERVICES recorded revenue of € 250,299 and equity of € -22,090. Compared with financial year 2024, the result moved from € 87,402 to € -238,141. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -22,090
▼ € 238,141 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -238,141
▼ still € 87,402 profit in 2024
Profit after tax over the fiscal year.
€ 470,342
▲ 168% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,090.
People and assets in 2025
€ 23,818
▲ 94% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 67,115
▲ 200% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 503,101
▲ 7% vs 2024
€ 47,298 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 12,316
▲ € 10,878 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,079
▲ 269% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 174,427 | € 194,737 | € 245,888 | € 250,299 | ▲ 2% |
| Gross margin | € 90,535 | € 102,983 | € 176,013 | € 164,209 | ▼ 7% |
| Profit after taxes | € 53,052 | € 12,745 | € 87,402 | € -238,141 | ▼ € 325,543 |
| Equity | € 115,904 | € 128,649 | € 216,051 | € -22,090 | ▼ € 238,141 |
| Total debts | € 110,125 | € 591,480 | € 584,515 | € 620,618 | ▲ 6% |
| Cash | € 122,529 | € 59,881 | € 175,305 | € 470,342 | ▲ 168% |
| Land & buildings | € 49,405 | € 542,299 | € 516,384 | € 49,500 | ▼ 90% |
| Retained profit | € 114,904 | € 127,649 | € 215,051 | € -23,090 | ▼ € 238,141 |
| Bank debt | € 36,366 | € 486,687 | € 470,612 | € 503,101 | ▲ 7% |
| Balance sheet total | € 226,029 | € 720,129 | € 800,566 | € 598,528 | ▼ 25% |
| Employees (FTE) | 0.2 | 0.2 | - | - |
Key figures of PSYCHOLOGICAL AND EDUCATIONAL CONSULTING SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 May 2027.
What happened to PSYCHOLOGICAL AND EDUCATIONAL CONSULTING SERVICES?
What happened at PSYCHOLOGICAL AND EDUCATIONAL CONSULTING SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 238,141 (▼ € 325,543 vs 2024). filed late Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 53,052 profit in 2022 to € 238,141 loss in 2025.
Paid € 52,026 in corporate taxes since 2022.
Best year ever: 2024, with € 87,402 profit.
Establishments
Establishment units
Physical locations of this company
Avenue Marengo 13
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0652.954.114
- VAT number
- BE 0652.954.114
- Registered office
- Avenue Marengo 13, 1410 Waterloo
- Names & denominations
- PSYCHOLOGICAL AND EDUCATIONAL CONSULTING SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 29 April 2016
- Peppol
- Active · Active since 31 Mar 2026
- Activities · NACE
Activiteiten op het gebied van psychologie
Activiteiten op het vlak van geestelijke gezondheidszorg, m.u.v. psychiatrische ziekenhuizen en verzorgingstehuizen