Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Cuvelier Bastien, Assurances from Hensies, company number BE0652828806, closed financial year 2025 with a result of € 122,279 after tax. For that financial year Cuvelier Bastien, Assurances recorded a gross margin of € 335,343 and equity of € 74,377. Compared with financial year 2024, the result moved from € 125,652 to € 122,279. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ 74,377
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 122,279
▼ 3% vs 2024
Profit after tax over the fiscal year.
€ 44,836
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 122,279 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 65,092
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,918
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 143,612
▼ 50% vs 2024
€ 48,398 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 6,503
▲ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,874
▼ 20% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 328,003 | € 350,772 | € 344,922 | € 335,343 | ▼ 3% |
| Profit after taxes | € 55,777 | € 96,708 | € 125,652 | € 122,279 | ▼ 3% |
| Equity | € 145,012 | € 141,720 | € 74,377 | € 74,377 | |
| Total debts | € 863,718 | € 780,880 | € 734,595 | € 626,092 | ▼ 15% |
| Cash | € 13,769 | € 54,414 | € 48,826 | € 44,836 | ▼ 8% |
| Land & buildings | € 269,014 | € 260,332 | € 245,420 | € 230,508 | ▼ 6% |
| Retained profit | € 126,412 | € 123,120 | € 55,777 | € 55,777 | |
| Dividend | € 0 | € 100,000 | € 192,994 | € 122,279 | ▼ 37% |
| Bank debt | € 575,452 | € 433,626 | € 289,664 | € 143,612 | ▼ 50% |
| Balance sheet total | € 1,008,730 | € 922,600 | € 808,972 | € 700,469 | ▼ 13% |
Key figures of Cuvelier Bastien, Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cuvelier Bastien, Assurances?
What happened at Cuvelier Bastien, Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 122,279 (▼ 3% vs 2024). Source: NBB ↗
- New establishment in Beloeil. KBO
- New establishment in Hensies. KBO
- Start of the company according to the CBE. KBO
- Bastien Cuvelier became a director. NBB
In short
From € 55,777 profit in 2022 to € 122,279 profit in 2025.
Paid € 124,672 in corporate taxes since 2022.
Best year ever: 2024, with € 125,652 profit.
Paid out € 415,273 in dividends to the owners in total.
Management
Behind Cuvelier Bastien, Assurances is Bastien Cuvelier. Bastien Cuvelier is also behind LA PREVOTE.
Directors
According to the 2025 annual accounts
since 2016
Establishments
Establishment units
Physical locations of this company
Rue Jean Jaurès(TH) 10 box B
7350 Hensies
Rue de Tournai (Que) 56
7972 Beloeil
Active since 1 April 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →IMMEUROPE
€ 243,380 gross margin · 2025
LA PREVOTE same network
€ 213,481 gross margin · 2025
APPAL
€ 3,450 gross margin · 2025
TECOM
€ 650,360 gross margin · 2025
MIND DEVLOPMENT RETAIL
€ 106,440 gross margin · 2024
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0652.828.806
- VAT number
- BE 0652.828.806
- Registered office
- Rue Jean Jaurès(TH) 10 bus B, 7350 Hensies
- Names & denominations
- Cuvelier Bastien, Assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 April 2016
- Peppol
- Active · Active since 9 Sept 2026
- Contact
- credassur.be [email protected]
- Activities · NACE
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