Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
F.F.L. INVEST from Somme-Leuze, company number BE0651899980, closed financial year 2025 with a result of € -179,090 after tax. For that financial year F.F.L. INVEST recorded a gross margin of € 24,630 and equity of € -855,729. Compared with financial year 2024, the result moved from € -170,524 to € -179,090. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ -855,729
▼ € 179,090 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -179,090
▼ 5 % more loss than in 2024
Profit after tax over the fiscal year.
€ 13,542
▼ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -874,329.
Debts at end 2025
€ 3 million
▼ 5% vs 2024
€ 168,626 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 152,332
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,155 | € 41,776 | € 32,126 | € 24,630 | ▼ 23% |
| Profit after taxes | € -24,349 | € -283,114 | € -170,524 | € -179,090 | ▼ € 8,566 |
| Equity | € -223,001 | € -506,114 | € -676,639 | € -855,729 | ▼ € 179,090 |
| Total debts | € 1,367,786 | € 3,827,897 | € 3,771,053 | € 4,208,835 | ▲ 12% |
| Cash | € 8,283 | € 173,991 | € 44,234 | € 13,542 | ▼ 69% |
| Land & buildings | € 863,062 | € 2,413,143 | € 2,323,980 | € 2,234,818 | ▼ 4% |
| Retained profit | € -241,601 | € -524,714 | € -695,239 | € -874,329 | ▼ € 179,090 |
| Bank debt | € 977,981 | € 3,283,038 | € 3,192,293 | € 3,041,155 | ▼ 5% |
| Balance sheet total | € 1,144,785 | € 3,321,783 | € 3,094,414 | € 3,353,106 | ▲ 8% |
Key figures of F.F.L. INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F.F.L. INVEST?
What happened at F.F.L. INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 179,090. Source: NBB ↗
- New establishment in Somme-Leuze. KBO
- Frédéric BERGHMANS became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 24,349 loss in 2022 to € 179,090 loss in 2025.
A new publication or filing at F.F.L. INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind F.F.L. INVEST is Frédéric BERGHMANS.
Directors
According to the 2025 annual accounts
Frédéric BERGHMANS
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Rue Somal 11A
5377 Somme-Leuze
Rue Somal 11 box A
5377 Somme-Leuze
Active since 14 April 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0651.899.980
- VAT number
- BE 0651.899.980
- Registered office
- Rue Somal 11A, 5377 Somme-Leuze
- Names & denominations
- F.F.L. INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 April 2016
- Peppol
- Active · Active since 21 Apr 2026
- Activities · NACE
Algemene bouw van kantoorgebouwen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen