Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2021 and 2025.
Financials
Financial year 2025
Banqup from La Hulpe, company number BE0649860804, closed financial year 2025 with a result of € -9.1 million after tax. For that financial year Banqup recorded revenue of € 2.1 million and equity of € 25.9 million. Compared with financial year 2021, the result moved from € -4 million to € -9.1 million. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 25.9 million
▲ 234% vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9.1 million
▼ 127 % more loss than in 2021
Profit after tax over the fiscal year.
€ 76.1 million
▲ € 75.5 million vs 2021
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -15.4 million.
People and assets in 2025
7.1
Average over the fiscal year, from the social balance sheet.
€ 738,530
▲ € 738,262 vs 2021
€ 104,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 51,198
Loans from banks and other lenders, long and short.
€ 6.7 million
▲ 60% vs 2021
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 565 days on average.
€ 407,490
Taxes, VAT and social contributions still to pay.
| 2021 | 2025 | Change 2021 → 2025 | |
|---|---|---|---|
| Revenue | € 348,396 | € 2,123,023 | ▲ € 1.8 million |
| Profit after taxes | € -3,991,715 | € -9,058,378 | ▼ € 5.1 million |
| Equity | € 7,767,513 | € 25,925,679 | ▲ 234% |
| Total debts | € 10,874,728 | € 82,663,192 | ▲ € 71.8 million |
| Cash | € 592,854 | € 76,055,332 | ▲ € 75.5 million |
| Retained profit | € -8,088,152 | € -15,429,986 | ▼ € 7.3 million |
| Bank debt | € 0 | € 51,198 | |
| Balance sheet total | € 18,642,241 | € 108,588,870 | ▲ € 89.9 million |
| Employees (FTE) | - | 7.1 |
Key figures of Banqup, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Banqup?
What happened at Banqup in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Peter Mulroy stepped down as director. NBB
- Carmen Cordier stepped down as director. NBB
- Jan Van Bulck stepped down as director. NBB
- Arthur Paijens stepped down as director. NBB
- Adrianus Johannes Rooijakkers stepped down as director. NBB
- Stefan Jenny André Yee stepped down as director. NBB
- Hans Albert Maria Leybaert stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 9.1 million. Source: NBB ↗
In short
From € 4 million loss in 2021 to € 9.1 million loss in 2025.
Management
The stake of ALYCHLO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BanqupThe shares are held by Banqup Group SA (100%), Banqup Solutions SA (0%) and ALYCHLO (14.8%). It owns 0% of Unifiedpost Payments Limited itself.
Directors
According to the 2025 annual accounts
Arthur Paijens
Director
since 2021 · until 2027
Adrianus Johannes Rooijakkers
Director
since 2021 · until 2027
since 2016 · until 2025
since 2016 · until 2027
Peter Mulroy
Director
since 2025 · until 2031
since 2023 · until 2029
Hans Albert Maria Leybaert
Director
since 2016 · until 2027
Jan Van Bulck
Director
since 2022 · until 2028
Shareholders
Participations
Unifiedpost Payments Limited
0%
Establishments
Establishment units
Physical locations of this company
Avenue Reine Astrid 92A
1310 La Hulpe
Kortrijksesteenweg 1146
9051 Gent
Active since 1 January 2023
Prins Boudewijnlaan 7 Gebouw B box 101
2550 Kontich
Active since 1 January 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0649.860.804
- VAT number
- BE 0649.860.804
- Registered office
- Avenue Reine Astrid 92A, 1310 La Hulpe
- Names & denominations
- Banqup
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 March 2016
- Peppol
- Active · Active since 2 Feb 2026
- Contact
- 026340628
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen