Financials
Financial year 2025
Worth noting
- The team shrank two years in a row.
- Little cash and receivables against the short-term debts.
Gross margin
€ 5,846
▼ 84% vs 2024
Profit
Healthy€ 2,066
▼ 21% vs 2024
Debts
High€ 235,548
▲ 1% vs 2024
Ray Finance from Etterbeek, company number BE0649689469, closed financial year 2025 with a result of € 2,066 after tax. For that financial year Ray Finance recorded a gross margin of € 5,846 and equity of € 22,507. Compared with financial year 2024, the result moved from € 2,616 to € 2,066. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
What happened at Ray Finance?
What happened at Ray Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,066 (▼ 21% vs 2024). filed late Source: NBB ↗
- Julien Raymakers became a director. NBB
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 912 profit in 2021 to € 2,066 profit in 2025.
Paid € 1,389 in corporate taxes since 2021.
Best year ever: 2024, with € 2,616 profit.
On average € 36,100 of value added per employee in 2023.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
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Management
Behind Ray Finance is Julien Raymakers. It owns 100% of Brick & Build itself.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Steenweg op Etterbeek 53
1040 Etterbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0649.689.469
- VAT number
- BE 0649.689.469
- Registered office
- Steenweg op Etterbeek 53, 1040 Etterbeek
- Names & denominations
- Ray Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 March 2016
- Peppol
- Not registered