Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
S.K. Terra Invest from Mechelen, company number BE0649556540, closed financial year 2025 with a result of € -72,696 after tax. For that financial year S.K. Terra Invest recorded a gross margin of € 31,008 and equity of € 339,693. Compared with financial year 2024, the result moved from € -144,729 to € -72,696. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 14, 2026.
€ 339,693
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -72,696
▲ 50 % less loss than in 2024
Profit after tax over the fiscal year.
€ 7,770
▲ € 6,148 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 321,093.
Debts at end 2025
€ 2.5 million
▼ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 3,608
▲ € 3,048 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -62,822 | € 357,355 | € -8,527 | € 31,008 | ▲ € 39,535 |
| Profit after taxes | € -84,414 | € 220,633 | € -144,729 | € -72,696 | ▲ € 72,032 |
| Equity | € 336,486 | € 557,118 | € 412,390 | € 339,693 | ▼ 18% |
| Total debts | € 2,258,930 | € 2,618,747 | € 3,556,770 | € 3,465,259 | ▼ 3% |
| Cash | € 15,699 | € 430,289 | € 1,622 | € 7,770 | ▲ € 6,148 |
| Retained profit | € 317,886 | € 538,518 | € 393,790 | € 321,093 | ▼ 18% |
| Bank debt | € 1,420,500 | € 1,709,500 | € 2,650,500 | € 2,518,229 | ▼ 5% |
| Balance sheet total | € 2,595,415 | € 3,175,865 | € 3,969,160 | € 3,804,952 | ▼ 4% |
Key figures of S.K. Terra Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S.K. Terra Invest?
What happened at S.K. Terra Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 72,696. filed late Source: NBB ↗
- New establishment in Mechelen. KBO
- Start of the company according to the CBE. KBO
In short
From € 84,414 loss in 2022 to € 72,696 loss in 2025.
Paid € 23,414 in corporate taxes since 2022.
Best year ever: 2023, with € 220,633 profit.
Management
Behind S.K. Terra Invest is Stefan Kucin. Stefan Kucin is also behind B&S WOONCONCEPT, BK Grondinvest and K2 Real Estate.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kalverenstraat 8
2800 Mechelen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0649.556.540
- VAT number
- BE 0649.556.540
- Registered office
- Kalverenstraat 8, 2800 Mechelen
- Names & denominations
- S.K. Terra Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 March 2016
- Peppol
- Active · Active since 10 Dec 2025