Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
H&M ADVIES from Estaimpuis, company number BE0649430539, closed financial year 2025 with a result of € -50,535 after tax. For that financial year H&M ADVIES recorded a gross margin of € -8,685 and equity of € 1 million. Compared with financial year 2024, the result moved from € -50,825 to € -50,535. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 23, 2026.
€ 1 million
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -50,535
▲ 1 % less loss than in 2024
Profit after tax over the fiscal year.
€ 452
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 437,365.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,721
▲ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 393,673 | € -10,342 | € -9,829 | € -8,685 | ▲ € 1,144 |
| Profit after taxes | € 323,390 | € -50,965 | € -50,825 | € -50,535 | ▲ € 290 |
| Equity | € 1,282,130 | € 1,231,165 | € 1,180,339 | € 1,000,365 | ▼ 15% |
| Total debts | € 764,739 | € 460,416 | € 467,323 | € 616,410 | ▲ 32% |
| Cash | € 2,020 | € 15,235 | € 1,571 | € 452 | ▼ 71% |
| Land & buildings | € 1,141,577 | € 1,102,378 | € 1,063,179 | € 1,023,981 | ▼ 4% |
| Retained profit | € 719,130 | € 668,165 | € 617,339 | € 437,365 | ▼ 29% |
| Dividend | € 300,000 | € 0 | € 0 | € 129,439 | |
| Balance sheet total | € 2,046,869 | € 1,691,581 | € 1,647,663 | € 1,616,775 | ▼ 2% |
Key figures of H&M ADVIES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to H&M ADVIES?
What happened at H&M ADVIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 50,535. filed late Source: NBB ↗
- New establishment in Estaimpuis. KBO
- Maud Mortier became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 323,390 profit in 2022 to € 50,535 loss in 2025.
Paid € 32,339 in corporate taxes since 2022.
Best year ever: 2022, with € 323,390 profit.
Paid out € 429,439 in dividends to the owners in total.
Management
Behind H&M ADVIES is Maud Mortier. It owns 100% of H&M CONSEIL itself.
Directors
According to the 2025 annual accounts
Maud Mortier
Administrator-manager
since 2016
Establishments
Establishment units
Physical locations of this company
Rue des Combattants(N) 100
7730 Estaimpuis
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0649.430.539
- VAT number
- BE 0649.430.539
- Registered office
- Rue des Combattants(N) 100, 7730 Estaimpuis
- Names & denominations
- H&M ADVIES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 2016
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
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