Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
20 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Z & D EXPERTISE from Sint-Jans-Molenbeek, company number BE0645889742, closed financial year 2025 with a result of € 246 after tax. For that financial year Z & D EXPERTISE recorded a gross margin of € 87,075 and equity of € 146,278. Compared with financial year 2024, the result moved from € 10,016 to € 246. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 146,278
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 246
▼ 98% vs 2024
Profit after tax over the fiscal year.
€ 25,782
▲ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 127,628.
People and assets in 2025
€ 59,157
▲ 48% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,748
▼ 3% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 286,632
▲ 19% vs 2024
€ 19,680 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 1,770
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,847
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 93,843 | € 131,298 | € 83,679 | € 87,075 | ▲ 4% |
| Profit after taxes | € 15,800 | € 10,261 | € 10,016 | € 246 | ▼ 98% |
| Equity | € 125,655 | € 136,015 | € 146,032 | € 146,278 | |
| Total debts | € 33,744 | € 288,046 | € 265,416 | € 316,816 | ▲ 19% |
| Cash | € 91,034 | € 30,688 | € 20,003 | € 25,782 | ▲ 29% |
| Land & buildings | - | € 316,005 | € 308,248 | € 300,491 | ▼ 3% |
| Retained profit | € 107,105 | € 117,365 | € 127,382 | € 127,628 | |
| Dividend | € 7,500 | € 0 | € 0 | € 0 | |
| Bank debt | € 0 | € 253,622 | € 240,475 | € 286,632 | ▲ 19% |
| Balance sheet total | € 159,399 | € 424,061 | € 411,448 | € 463,094 | ▲ 13% |
Key figures of Z & D EXPERTISE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z & D EXPERTISE?
What happened at Z & D EXPERTISE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 246 (▼ 98% vs 2024). Source: NBB ↗
- Mukhtar Dost became a director. NBB
- JALAL ZERGHANI became a director. NBB
- New establishment in Sint-Jans-Molenbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,800 profit in 2022 to € 246 profit in 2025.
Paid € 7,915 in corporate taxes since 2022.
Best year ever: 2022, with € 15,800 profit.
Paid out € 7,500 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Z & D EXPERTISE are Mukhtar Dost and JALAL ZERGHANI.
Directors
According to the 2025 annual accounts
Mukhtar Dost
Managing director
since 2023
JALAL ZERGHANI
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Joseph Baecklaan 72 box 14
1080 Sint-Jans-Molenbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 20 companies are registered at this address.
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€ 1,453 gross margin · 2025
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0645.889.742
- VAT number
- BE 0645.889.742
- Registered office
- Joseph Baecklaan 72 bus 14, 1080 Sint-Jans-Molenbeek
- Names & denominations
- Z & D EXPERTISE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 January 2016
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- 02 350 89 32
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders en boekhouders-fiscalisten