Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SO SAGA from Liège, company number BE0645672085, closed financial year 2025 with a result of € 832 after tax. For that financial year SO SAGA recorded a gross margin of € 411,165 and equity of € 68,643. Compared with financial year 2024, the result moved from € 4,083 to € 832. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 68,643
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 832
▼ 80% vs 2024
Profit after tax over the fiscal year.
€ 54,158
▲ 90% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -131,357.
People and assets in 2025
10.5
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 342,145
▼ 12% vs 2024
€ 32,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,613
▲ 161% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 37,204
▼ 32% vs 2024
€ 3,542 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 86,840
▲ 91% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 75,151
▲ 7% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 420,020 | € 492,520 | € 462,432 | € 411,165 | ▼ 11% |
| Profit after taxes | € -34,939 | € -18,957 | € 4,083 | € 832 | ▼ 80% |
| Equity | € 82,685 | € 63,728 | € 67,811 | € 68,643 | ▲ 1% |
| Total debts | € 283,355 | € 279,060 | € 242,591 | € 274,283 | ▲ 13% |
| Cash | € 44,156 | € 52,613 | € 28,444 | € 54,158 | ▲ 90% |
| Retained profit | € -117,315 | € -136,272 | € -132,189 | € -131,357 | ▲ € 832 |
| Bank debt | € 175,175 | € 110,694 | € 54,507 | € 37,204 | ▼ 32% |
| Balance sheet total | € 366,040 | € 342,789 | € 310,401 | € 342,926 | ▲ 10% |
| Employees (FTE) | 10.7 | 11.5 | 11 | 10.5 | ▼ 0.5 |
Key figures of SO SAGA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SO SAGA?
What happened at SO SAGA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Maxime BAISI stepped down as director. NBB
- Xavier DEGIVE stepped down as director. NBB
- Jordan MARICHAL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 832 (▼ 80% vs 2024). Source: NBB ↗
- Alexis KLEINEN stepped down as director. NBB
- Maxime BAISI became a director. NBB
- Xavier DEGIVE became a director. NBB
- Jordan MARICHAL became a director. NBB
In short
From € 34,939 loss in 2022 to € 832 profit in 2025.
Paid € 846 in corporate taxes since 2022.
Best year ever: 2024, with € 4,083 profit.
On average € 39,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2020 · until 2026
since 2026 · until 2032
since 2026 · until 2032
Jordan MARICHAL
Director
since 2026 · until 2032
Establishments
Establishment units
Physical locations of this company
Place des Carmes 7
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
AMAZON-02 - Amazon.com, Inc., US
Website info
Features
Security
Network
Details
- Company number
- 0645.672.085
- VAT number
- BE 0645.672.085
- Registered office
- Place des Carmes 7, 4000 Liège
- Names & denominations
- SO SAGA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 January 2016
- Peppol
- Active · Active since 10 Nov 2025
- Contact
- sagacafe.be +32 4 223 00 66
- Activities · NACE
Cafés en bars
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Eetgelegenheden met beperkte bediening