Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FD Concepts from Wevelgem, company number BE0645648034, closed financial year 2025 with a result of € -4,224 after tax. For that financial year FD Concepts recorded a gross margin of € 31,430 and equity of € -26,164. Compared with financial year 2024, the result moved from € 3,764 to € -4,224. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -26,164
▼ € 4,224 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,224
▼ still € 3,764 profit in 2024
Profit after tax over the fiscal year.
€ 6,673
▲ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -44,716.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 34,663
▲ € 31,738 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 771
▲ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,223
▲ 126% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -469 | - | € 7,124 | € 31,430 | ▲ € 24,306 |
| Profit after taxes | € -747 | € -279 | € 3,764 | € -4,224 | ▼ € 7,988 |
| Equity | € -25,425 | € -25,704 | € -21,940 | € -26,164 | ▼ € 4,224 |
| Total debts | € 26,261 | € 26,261 | € 29,617 | € 35,855 | ▲ 21% |
| Cash | - | - | € 4,043 | € 6,673 | ▲ 65% |
| Retained profit | € -43,977 | € -44,256 | € -40,492 | € -44,716 | ▼ € 4,224 |
| Balance sheet total | € 836 | € 557 | € 7,677 | € 9,690 | ▲ 26% |
Key figures of FD Concepts, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FD Concepts?
What happened at FD Concepts in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,224 (▼ € 7,988 vs 2024). filed late Source: NBB ↗
- Juan Haj Hamo became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 747 loss in 2022 to € 4,224 loss in 2025.
Best year ever: 2024, with € 3,764 profit.
Management
Behind FD Concepts is Juan Haj Hamo.
Directors
According to the 2025 annual accounts
Juan Haj Hamo
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Handboogstraat 21
8560 Wevelgem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0645.648.034
- VAT number
- BE 0645.648.034
- Registered office
- Handboogstraat 21, 8560 Wevelgem
- Names & denominations
- FD Concepts
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 January 2016
- Peppol
- Active · Active since 14 Jan 2026
- Activities · NACE
Cafés en bars