Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CW Finances from Neupré, company number BE0644922019, closed financial year 2025 with a result of € 181,690 after tax. For that financial year CW Finances recorded a gross margin of € 441,170 and equity of € 261,347. Compared with financial year 2024, the result moved from € 67,752 to € 181,690. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 261,347
▲ 45% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 181,690
▲ 168% vs 2024
Profit after tax over the fiscal year.
€ 70,565
▲ € 53,602 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
55 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 141,400
▲ 32% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,181
▼ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 382,952
▼ 13% vs 2024
€ 52,866 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 20,731
▲ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 41,365
▲ 34% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 150,044 | € 234,126 | € 281,306 | € 441,170 | ▲ 57% |
| Profit after taxes | € -18,306 | € 65,820 | € 67,752 | € 181,690 | ▲ 168% |
| Equity | € 86,084 | € 151,905 | € 179,657 | € 261,347 | ▲ 45% |
| Total debts | € 640,234 | € 559,810 | € 491,169 | € 468,398 | ▼ 5% |
| Cash | € 105 | € 571 | € 16,963 | € 70,565 | ▲ € 53,602 |
| Land & buildings | € 558,195 | € 543,041 | € 527,888 | € 512,734 | ▼ 3% |
| Retained profit | € 67,484 | € 133,305 | € 161,057 | € 242,747 | ▲ 51% |
| Dividend | € 0 | € 0 | € 40,000 | € 100,000 | ▲ 150% |
| Bank debt | € 542,951 | € 491,237 | € 442,554 | € 382,952 | ▼ 13% |
| Balance sheet total | € 726,319 | € 711,714 | € 670,826 | € 729,745 | ▲ 9% |
Key figures of CW Finances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CW Finances?
What happened at CW Finances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 181,690 (▲ 168% vs 2024). Source: NBB ↗
- New establishment in Neupré. KBO
- New establishment in Neupré. KBO
- Start of the company according to the CBE. KBO
- Cédric Wouters became a director. NBB
In short
From € 18,306 loss in 2022 to € 181,690 profit in 2025.
Paid € 63,988 in corporate taxes since 2022.
Best year ever: 2025, with € 181,690 profit.
Paid out € 140,000 in dividends to the owners in total.
A new publication or filing at CW Finances? We notify you, reason included.
Follow CW FinancesDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CW Finances is Cédric Wouters. Cédric Wouters is also behind CW Médiation.
Directors
According to the 2025 annual accounts
since 2015
Establishments
Establishment units
Physical locations of this company
Route du Condroz(N) 109 box 1
4121 Neupré
Route du Condroz(N) 109 box 3
4121 Neupré
Active since 28 September 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
INFOMANIAK-AS, CH
Website info
Features
Security
Details
- Company number
- 0644.922.019
- VAT number
- BE 0644.922.019
- Registered office
- Route du Condroz(N) 109 bus 1, 4121 Neupré
- Names & denominations
- CW Finances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 2015
- Peppol
- Active · Active since 10 Dec 2025
- Contact
- cwfinances.be 04 371 99 91
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Activiteiten van verzekeringsagenten en -makelaars
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige kredietverstrekking n.e.g.
Overige rechtskundige dienstverlening
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering