Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
V&V Vastgoed Bouw en Immo from Oostkamp, company number BE0644674866, closed financial year 2025 with a result of € -21,363 after tax. For that financial year V&V Vastgoed Bouw en Immo recorded a gross margin of € 46,579 and equity of € -946. Compared with financial year 2024, the result moved from € -31,626 to € -21,363. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ -946
▼ € 21,363 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,363
▲ 32 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,745
▲ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -7,146.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 48,987
▼ 11% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,535
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 13,676
▼ 37% vs 2024
€ 8,161 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 3,798
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,341
▲ 29% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,389 | € 71,975 | € 43,207 | € 46,579 | ▲ 8% |
| Profit after taxes | € 17,825 | € -4,498 | € -31,626 | € -21,363 | ▲ € 10,263 |
| Equity | € 56,542 | € 52,044 | € 20,418 | € -946 | ▼ € 21,363 |
| Total debts | € 78,392 | € 58,860 | € 40,741 | € 40,096 | ▼ 2% |
| Cash | € 52,408 | € 40,014 | € 1,678 | € 2,745 | ▲ 64% |
| Land & buildings | € 2,739 | € 7,699 | € 6,963 | € 6,228 | ▼ 11% |
| Retained profit | € 50,342 | € 45,844 | € 14,218 | € -7,146 | ▼ € 21,363 |
| Bank debt | € 46,390 | € 31,440 | € 21,721 | € 13,676 | ▼ 37% |
| Balance sheet total | € 134,934 | € 110,904 | € 61,159 | € 39,150 | ▼ 36% |
Key figures of V&V Vastgoed Bouw en Immo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to V&V Vastgoed Bouw en Immo?
What happened at V&V Vastgoed Bouw en Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,363. filed late Source: NBB ↗
- Stefani Verplancke became a director. NBB
- New establishment in Oostkamp. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,825 profit in 2022 to € 21,363 loss in 2025.
Paid € 7,902 in corporate taxes since 2022.
Best year ever: 2022, with € 17,825 profit.
Management
Behind V&V Vastgoed Bouw en Immo is Stefani Verplancke.
Directors
According to the 2025 annual accounts
Stefani Verplancke
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Sportstraat 27
8020 Oostkamp
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
KINAMO-BACKBONE, BE
Website info
Features
Security
Details
- Company number
- 0644.674.866
- VAT number
- BE 0644.674.866
- Registered office
- Sportstraat 27, 8020 Oostkamp
- Names & denominations
- V&V Vastgoed Bouw en Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 December 2015
- Peppol
- Active · Active since 2 Jun 2025
- Contact
- venv-vastgoed.be
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