Financials
Financial year 2024
HYPO ASSUR from Aalst, company number BE0644415639, closed financial year 2024 with a result of € 4,640 after tax. For that financial year HYPO ASSUR recorded a gross margin of € 135,860 and equity of € 381,294. Compared with financial year 2023, the result moved from € -27,296 to € 4,640. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 381,294
▼ 17% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,640
▲ still € 27,296 loss in 2023
Profit after tax over the fiscal year.
€ 12,298
▼ 58% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 80,139 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
1.6
▼ 0.4 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 140,122
▲ 2% vs 2023
€ 87,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 326
▼ 59% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 14,239
▲ 214% vs 2023
Loans from banks and other lenders, long and short.
€ 9,957
▼ 36% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 29,532
▼ 13% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 96,683 | € 129,002 | € 120,668 | € 135,860 | ▲ 13% |
| Profit after taxes | € -69,676 | € -19,810 | € -27,296 | € 4,640 | ▲ € 31,936 |
| Equity | € 577,111 | € 557,301 | € 456,793 | € 381,294 | ▼ 17% |
| Total debts | € 70,378 | € 56,433 | € 53,953 | € 54,078 | |
| Cash | € 113,250 | € 102,509 | € 29,376 | € 12,298 | ▼ 58% |
| Retained profit | € 547,524 | € 527,714 | € 427,206 | € 351,706 | ▼ 18% |
| Dividend | € 0 | € 0 | € 73,212 | € 80,139 | ▲ 9% |
| Bank debt | € 24,738 | € 14,904 | € 4,540 | € 14,239 | ▲ 214% |
| Balance sheet total | € 647,489 | € 613,734 | € 510,746 | € 435,372 | ▼ 15% |
| Employees (FTE) | 2.4 | 2 | 2 | 1.6 | ▼ 0.4 |
Key figures of HYPO ASSUR, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to HYPO ASSUR?
What happened at HYPO ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 4,640. filed late Source: NBB ↗
- New establishment in Aalst. KBO
- Marleen Van Volxem became a director. NBB
- Jan De Coen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 69,676 loss in 2021 to € 4,640 profit in 2024.
Paid € 5,239 in corporate taxes since 2021.
Best year ever: 2024, with € 4,640 profit.
On average € 84,900 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HYPO ASSUR are Marleen Van Volxem and Jan De Coen. The same people are also behind VDV-INVEST.
Directors
According to the 2024 annual accounts
since 2015
since 2015
Establishments
Establishment units
Physical locations of this company
Nieuwerkerken-Dorp 2
9320 Aalst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
BELGACOM Proximus Customer Edge-Network, BE
Website info
Features
Security
Details
- Company number
- 0644.415.639
- VAT number
- BE 0644.415.639
- Registered office
- Nieuwerkerken-Dorp 2, 9320 Aalst
- Names & denominations
- HYPO ASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2015
- Peppol
- Active · Active since 24 Nov 2025
- Contact
- decoeneproducts.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars