Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BARONIE VERZEKERINGEN from Baarle-Hertog, company number BE0640913048, closed financial year 2025 with a result of € 84,071 after tax. For that financial year BARONIE VERZEKERINGEN recorded a gross margin of € 266,022 and equity of € 88,839. Compared with financial year 2024, the result moved from € 75,765 to € 84,071. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 88,839
▲ 62% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 84,071
▲ 11% vs 2024
Profit after tax over the fiscal year.
€ 71,536
▲ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
59 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
1.7
Average over the fiscal year, from the social balance sheet.
€ 108,124
▲ 12% vs 2024
€ 63,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,299
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 154,677
▼ 22% vs 2024
€ 44,594 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 10,200
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,010
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 95,154 | € 209,453 | € 242,612 | € 266,022 | ▲ 10% |
| Profit after taxes | € 3,510 | € 58,542 | € 75,765 | € 84,071 | ▲ 11% |
| Equity | € 98,350 | € 29,002 | € 54,767 | € 88,839 | ▲ 62% |
| Total debts | € 382,032 | € 337,118 | € 274,719 | € 226,171 | ▼ 18% |
| Cash | € 112,627 | € 61,902 | € 48,611 | € 71,536 | ▲ 47% |
| Retained profit | € 79,750 | € 10,402 | € 36,167 | € 70,239 | ▲ 94% |
| Dividend | € 50,000 | € 127,890 | € 50,000 | € 50,000 | |
| Bank debt | € 285,183 | € 242,220 | € 198,720 | € 154,677 | ▼ 22% |
| Balance sheet total | € 480,382 | € 366,120 | € 329,486 | € 315,010 | ▼ 4% |
| Employees (FTE) | 1 | 1.7 | 1.7 | 1.7 |
Key figures of BARONIE VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BARONIE VERZEKERINGEN?
What happened at BARONIE VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 84,071 (▲ 11% vs 2024). Source: NBB ↗
- New establishment in Baarle-Hertog. KBO
- Start of the company according to the CBE. KBO
- Monique Boeren became a director. NBB
In short
From € 3,510 profit in 2022 to € 84,071 profit in 2025.
Paid € 77,921 in corporate taxes since 2022.
Best year ever: 2025, with € 84,071 profit.
On average € 156,500 of value added per employee in 2025.
Management
Behind BARONIE VERZEKERINGEN is Monique Boeren.
Directors
According to the 2025 annual accounts
Monique Boeren
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Uitbreidingsstraat 2 box 1
2387 Baarle-Hertog
Uitbreidingsstraat 2
2387 Baarle-Hertog
Active since 14 October 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CLDIN-NL Your Hosting B.V. part of Your.Online, NL
Website info
Features
Security
Details
- Company number
- 0640.913.048
- VAT number
- BE 0640.913.048
- Registered office
- Uitbreidingsstraat 2 bus 1, 2387 Baarle-Hertog
- Names & denominations
- BARONIE VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 October 2015
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- baronieverzekeringen.be
- Activities · NACE
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