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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VERZEKERINGEN STEENHAUT FILIP from Wetteren, company number BE0638888619, closed financial year 2025 with a result of € 426,876 after tax. For that financial year VERZEKERINGEN STEENHAUT FILIP recorded a gross margin of € 927,176 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 390,820 to € 426,876. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 1.1 million
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 426,876
▲ 9% vs 2024
Profit after tax over the fiscal year.
€ 807,877
▲ € 726,203 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 550,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
3.6
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 273,646
€ 76,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 60,519
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 80,000
▼ 43% vs 2024
€ 60,000 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 12,231
▲ € 9,402 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 92,448
▲ 40% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 707,445 | € 784,459 | € 888,800 | € 927,176 | ▲ 4% |
| Profit after taxes | € 265,282 | € 329,934 | € 390,820 | € 426,876 | ▲ 9% |
| Equity | € 940,624 | € 1,020,558 | € 1,261,378 | € 1,138,254 | ▼ 10% |
| Total debts | € 581,766 | € 921,665 | € 838,244 | € 773,353 | ▼ 8% |
| Cash | € 899,251 | € 100,373 | € 81,674 | € 807,877 | ▲ € 726,203 |
| Land & buildings | € 6,785 | € 3,914 | € 8,307 | € 5,700 | ▼ 31% |
| Retained profit | € 922,024 | € 1,001,958 | € 1,242,778 | € 1,119,654 | ▼ 10% |
| Dividend | € 200,000 | € 250,000 | € 150,000 | € 550,000 | ▲ 267% |
| Bank debt | € 260,000 | € 200,000 | € 140,000 | € 80,000 | ▼ 43% |
| Balance sheet total | € 1,522,390 | € 1,942,223 | € 2,099,622 | € 1,911,607 | ▼ 9% |
| Employees (FTE) | 3.6 | 3 | 3.4 | 3.6 | ▲ 0.2 |
Key figures of VERZEKERINGEN STEENHAUT FILIP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN STEENHAUT FILIP?
What happened at VERZEKERINGEN STEENHAUT FILIP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 426,876 (▲ 9% vs 2024). Source: NBB ↗
- New establishment in Wetteren. KBO
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 265,282 profit in 2022 to € 426,876 profit in 2025.
Paid € 485,068 in corporate taxes since 2022.
Best year ever: 2025, with € 426,876 profit.
On average € 257,500 of value added per employee in 2025.
A new publication or filing at VERZEKERINGEN STEENHAUT FILIP? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Zuidlaan 48/2
9230 Wetteren
Antwerpse Steenweg 47A
9080 Lochristi
Active since 28 September 2015
Zuidlaan 48
9230 Wetteren
Active since 1 January 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0638.888.619
- VAT number
- BE 0638.888.619
- Registered office
- Zuidlaan 48/2, 9230 Wetteren
- Names & denominations
- VERZEKERINGEN STEENHAUT FILIP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 September 2015
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars