What does M&J. Clothes & More do?

M&J. Clothes & More is a clothing shop in Waterloo. Private Limited, started on 15 September 2015, 1 establishment.

What is the address of M&J. Clothes & More?

The registered office of M&J. Clothes & More is located at Avenue Jupiter 4, 1410 Waterloo.

Is M&J. Clothes & More still active?

Yes. According to the CBE (30 October 2026) M&J. Clothes & More is active, legal situation “Normale toestand”, started on 15 September 2015.

Is M&J. Clothes & More registered on Peppol?

Yes, M&J. Clothes & More is registered on the Peppol network with ID 0208:0637757083.

What is the enterprise number of M&J. Clothes & More?

The enterprise number of M&J. Clothes & More is BE0637757083.

When was M&J. Clothes & More founded?

M&J. Clothes & More was founded on 15 September 2015.

Who are the directors of M&J. Clothes & More?

According to the 2025 annual accounts, the directors of M&J. Clothes & More are: Maud Viseur.

Is M&J. Clothes & More a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 September 2015; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did M&J. Clothes & More make in 2025?

M&J. Clothes & More recorded a loss after taxes of € 18,492 in financial year 2025.

What is the revenue of M&J. Clothes & More?

As a small company, M&J. Clothes & More is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -1,358.

M&J. Clothes & More (Private Limited) - Waterloo

Dossier M&J. Clothes & More, printed on 30 October 2026 from databakkes.be/en/0637757083/m-j-clothes-more. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

M&J. Clothes & More from Waterloo, company number BE0637757083, closed financial year 2025 with a result of € -18,492 after tax. For that financial year M&J. Clothes & More recorded a gross margin of € -1,358 and equity of € 19,426. Compared with financial year 2024, the result moved from € -3,045 to € -18,492. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.

What it is worth Healthy

€ 19,426

▼ 49% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -18,492

▼ 507 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 23,746

▼ 35% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -5,574.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 10,491

▲ 3% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 519

▼ 88% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 3,284

▼ 68% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 4,909

▼ 4% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 6,760

▼ 30% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 28,842 Gross margin 2022: € 28,842 First fiscal year in the series	€ 22,909 Gross margin 2023: € 22,909 ▼ 21% vs 2022 (€ 28,842) Unfavourable step	€ 14,871 Gross margin 2024: € 14,871 ▼ 35% vs 2023 (€ 22,909) Unfavourable step	€ -1,358 Gross margin 2025: € -1,358 ▼ € 16,229 vs 2024 (€ 14,871) Unfavourable step	▼ € 16,229
Profit after taxes	€ 5,815 Profit after taxes 2022: € 5,815 First fiscal year in the series	€ 689 Profit after taxes 2023: € 689 ▼ 88% vs 2022 (€ 5,815) Unfavourable step	€ -3,045 Profit after taxes 2024: € -3,045 ▼ € 3,735 vs 2023 (€ 689) Unfavourable step	€ -18,492 Profit after taxes 2025: € -18,492 ▼ € 15,447 vs 2024 (€ -3,045) Unfavourable step	▼ € 15,447
Equity	€ 40,274 Equity 2022: € 40,274 First fiscal year in the series	€ 40,963 Equity 2023: € 40,963 ▲ 2% vs 2022 (€ 40,274) Favourable step	€ 37,918 Equity 2024: € 37,918 ▼ 7% vs 2023 (€ 40,963) Unfavourable step	€ 19,426 Equity 2025: € 19,426 ▼ 49% vs 2024 (€ 37,918) Unfavourable step	▼ 49%
Total debts	€ 129,755 Total debts 2022: € 129,755 First fiscal year in the series	€ 41,774 Total debts 2023: € 41,774 ▼ 68% vs 2022 (€ 129,755) Favourable step	€ 25,274 Total debts 2024: € 25,274 ▼ 39% vs 2023 (€ 41,774) Favourable step	€ 15,318 Total debts 2025: € 15,318 ▼ 39% vs 2024 (€ 25,274) Favourable step	▼ 39%
Cash	€ 134,080 Cash 2022: € 134,080 First fiscal year in the series	€ 52,144 Cash 2023: € 52,144 ▼ 61% vs 2022 (€ 134,080) Unfavourable step	€ 36,617 Cash 2024: € 36,617 ▼ 30% vs 2023 (€ 52,144) Unfavourable step	€ 23,746 Cash 2025: € 23,746 ▼ 35% vs 2024 (€ 36,617) Unfavourable step	▼ 35%
Retained profit	€ 15,274 Retained profit 2022: € 15,274 First fiscal year in the series	€ 15,963 Retained profit 2023: € 15,963 ▲ 5% vs 2022 (€ 15,274) Favourable step	€ 12,918 Retained profit 2024: € 12,918 ▼ 19% vs 2023 (€ 15,963) Unfavourable step	€ -5,574 Retained profit 2025: € -5,574 ▼ € 18,492 vs 2024 (€ 12,918) Unfavourable step	▼ € 18,492
Dividend	€ 70,000 Dividend 2022: € 70,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 70,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 17,851 Bank debt 2022: € 17,851 First fiscal year in the series	€ 14,078 Bank debt 2023: € 14,078 ▼ 21% vs 2022 (€ 17,851) Favourable step	€ 10,239 Bank debt 2024: € 10,239 ▼ 27% vs 2023 (€ 14,078) Favourable step	€ 3,284 Bank debt 2025: € 3,284 ▼ 68% vs 2024 (€ 10,239) Favourable step	▼ 68%
Balance sheet total	€ 170,029 Balance sheet total 2022: € 170,029 First fiscal year in the series	€ 82,738 Balance sheet total 2023: € 82,738 ▼ 51% vs 2022 (€ 170,029) Unchanged	€ 63,192 Balance sheet total 2024: € 63,192 ▼ 24% vs 2023 (€ 82,738) Unchanged	€ 34,744 Balance sheet total 2025: € 34,744 ▼ 45% vs 2024 (€ 63,192) Unchanged	▼ 45%

Key figures of M&J. Clothes & More, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to M&J. Clothes & More?

What happened at M&J. Clothes & More in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 26, 2026 New annual accounts for financial year 2025: loss of € 18,492. filed late Source: NBB ↗
Oct 1, 2015 New establishment in Waterloo. KBO
Sep 15, 2015 Start of the company according to the CBE. KBO

In short

From € 5,815 profit in 2022 to € 18,492 loss in 2025.

Paid € 7,976 in corporate taxes since 2022.

Best year ever: 2022, with € 5,815 profit.

Paid out € 70,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Maud Viseur

M&J. Clothes & More

Behind M&J. Clothes & More is Maud Viseur.

Directors

According to the 2025 annual accounts

Maud Viseur

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue Jupiter 4

1410 Waterloo

2.246.454.177

Chaussée de Bruxelles 165 box 5

1410 Waterloo

Active since 1 October 2015

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

TRAFALGAR INVEST

€ 171,685 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0637.757.083

VAT number

BE 0637.757.083

Registered office

Avenue Jupiter 4, 1410 Waterloo

Names & denominations

M&J. Clothes & More

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

15 September 2015

Peppol

Active · Active since 30 Dec 2025

Activities · NACE

Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)

Detailhandel in tapijten en andere vloerbedekking en wandbekleding

Detailhandel in schoeisel

Overige niet-gespecialiseerde detailhandel

Detailhandel in andere huishoudelijke artikelen, neg

Detailhandel in kledingaccessoires

Detailhandel in lederwaren en reisartikelen

Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.

View on CBE Public ↗ Annual accounts (NBB) ↗

M&J. Clothes & More

Warning lights

Financials

What happened to M&J. Clothes & More?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions