Financials
Financial year 2025
B4E from Waterloo, company number BE0635630310, closed financial year 2025 with a result of € -113,026 after tax. For that financial year B4E recorded a gross margin of € 36,695 and equity of € 252,164. Compared with financial year 2024, the result moved from € 119,725 to € -113,026. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 252,164
▼ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -113,026
▼ still € 119,725 profit in 2024
Profit after tax over the fiscal year.
€ 51,146
▼ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 245,964.
People and assets in 2025
€ 612
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,436
▼ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 449,507
▼ 6% vs 2024
€ 34,765 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 26,330
▲ € 22,737 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,910
▼ 31% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 174,251 | € 198,045 | € 251,205 | € 36,695 | ▼ 85% |
| Profit after taxes | € 61,632 | € 48,179 | € 119,725 | € -113,026 | ▼ € 232,751 |
| Equity | € 197,287 | € 245,465 | € 365,190 | € 252,164 | ▼ 31% |
| Total debts | € 722,489 | € 634,937 | € 541,704 | € 575,658 | ▲ 6% |
| Cash | € 135,702 | € 187,511 | € 82,472 | € 51,146 | ▼ 38% |
| Land & buildings | € 506,643 | € 464,138 | € 421,634 | € 379,129 | ▼ 10% |
| Retained profit | € 191,087 | € 239,265 | € 358,990 | € 245,964 | ▼ 31% |
| Bank debt | € 558,142 | € 519,309 | € 480,041 | € 449,507 | ▼ 6% |
| Balance sheet total | € 919,776 | € 880,402 | € 906,894 | € 827,822 | ▼ 9% |
Key figures of B4E, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B4E?
What happened at B4E in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 113,026 (▼ € 232,751 vs 2024). filed late Source: NBB ↗
- New establishment in Waterloo. KBO
- Christelle Fesler became a director. NBB
- David Baldwin became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 61,632 profit in 2022 to € 113,026 loss in 2025.
Paid € 102,424 in corporate taxes since 2022.
Best year ever: 2024, with € 119,725 profit.
Management
Behind B4E are Christelle Fesler and David Baldwin. It owns 50% of A3 Architecture itself.
Directors
According to the 2025 annual accounts
Christelle Fesler
Director
since 2015
since 2015
Establishments
Establishment units
Physical locations of this company
Rue de l'Etang 40
1410 Waterloo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0635.630.310
- VAT number
- BE 0635.630.310
- Registered office
- Rue de l'Etang 40, 1410 Waterloo
- Names & denominations
- B4E
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 August 2015
- Peppol
- Active · Active since 27 Nov 2025
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