Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
25 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
BRICKS FINANCIAL SERVICES from Watermaal-Bosvoorde, company number BE0635571120, closed financial year 2025 with a result of € -616,655 after tax. For that financial year BRICKS FINANCIAL SERVICES recorded a gross margin of € 133,227 and equity of € -334,793. Compared with financial year 2024, the result moved from € -345,735 to € -616,655. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ -334,793
▼ € 616,655 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -616,655
▼ 78 % more loss than in 2024
Profit after tax over the fiscal year.
€ 34,544
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -396,343.
People and assets in 2025
8.5
Average over the fiscal year, from the social balance sheet.
€ 580,424
▲ 13% vs 2024
€ 68,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,900
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 54,927
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 50,123
▼ 18% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 469,635 | € 729,831 | € 256,580 | € 133,227 | ▼ 48% |
| Profit after taxes | € 100,586 | € 101,092 | € -345,735 | € -616,655 | ▼ € 270,920 |
| Equity | € 562,505 | € 627,598 | € 281,862 | € -334,793 | ▼ € 616,655 |
| Total debts | € 225,716 | € 707,344 | € 233,904 | € 608,074 | ▲ 160% |
| Cash | € 3,674 | € 42 | € 65,836 | € 34,544 | ▼ 48% |
| Retained profit | € 500,955 | € 566,048 | € 220,312 | € -396,343 | ▼ € 616,655 |
| Dividend | € 36,000 | € 36,000 | € 0 | € 0 | |
| Bank debt | € 33,283 | € 20,807 | € 7,674 | € 0 | ▼ 100% |
| Balance sheet total | € 788,221 | € 1,334,942 | € 515,766 | € 273,281 | ▼ 47% |
| Employees (FTE) | 7.1 | 10 | 8.5 | 8.5 |
Key figures of BRICKS FINANCIAL SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BRICKS FINANCIAL SERVICES?
What happened at BRICKS FINANCIAL SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 616,655. Source: NBB ↗
- UNIBRICKS became a director. NBB
- J5S BV became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 100,586 profit in 2022 to € 616,655 loss in 2025.
Paid € 54,011 in corporate taxes since 2022.
Best year ever: 2023, with € 101,092 profit.
On average € 15,700 of value added per employee in 2025.
Management
The stake of UNIBRICKS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BRICKS FINANCIAL SERVICESBehind BRICKS FINANCIAL SERVICES are UNIBRICKS and J5S BV. The shares are held by UNIBRICKS (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Thomas LECLUSE
Also active at: BRICKS & LEISURE VASTGOED, Bricks & Leisure Projectontwikkeling, EXPLOITATIEMAATSCHAPPIJ IBJ, Exploitatiemaatschappij MHSL, Atratus, European Realty Company, Waterfront Development Company, DVG Development +7 more
since 2024
Director · represented by Debucquoy JONATHAN
Also active at: KENNEDY HOTEL, KOBELMA, JURES, Exploitatiemaatschappij IW, UNIBRICKS, BRICKS & LEISURE VASTGOED, EUROPEAN REAL ESTATE - INVESTMENTS, BOUWADVIES EN -COÖRDINATIE +25 more
since 2024
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Terhulpsesteenweg 177 box 5
1170 Watermaal-Bosvoorde
Pieter Brueghellaan 1
9051 Gent
Active since 1 October 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 25 companies are registered at this address.
All companies at this address →Euroconseils
€ -776 gross margin · 2025
Chanic
€ 126,443 gross margin · 2025
VISHA
€ 164,650 gross margin · 2025
International Beverages Corporation
Pro Familia
+20 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
Website info
Features
Security
Details
- Company number
- 0635.571.120
- VAT number
- BE 0635.571.120
- Registered office
- Terhulpsesteenweg 177 bus 5, 1170 Watermaal-Bosvoorde
- Names & denominations
- BRICKS FINANCIAL SERVICES · BFS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 August 2015
- Peppol
- Active · Active since 21 Oct 2026
- Contact
- unibricks.be
- Activities · NACE
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