PHACTS is registered with the CBE as active in: Activiteiten van risicoanalisten en schadetaxateurs. Private Limited, started on 13 August 2015, 1 establishment.

What is the address of PHACTS?

The registered office of PHACTS is located at Lage Kaart 294, 2930 Brasschaat.

Is PHACTS still active?

Yes. According to the CBE (29 September 2026) PHACTS is active, legal situation “Normale toestand”, started on 13 August 2015.

Is PHACTS registered on Peppol?

Yes, PHACTS is registered on the Peppol network with ID 0208:0635549344.

What is the enterprise number of PHACTS?

The enterprise number of PHACTS is BE0635549344.

When was PHACTS founded?

PHACTS was founded on 13 August 2015.

Who are the directors of PHACTS?

According to the 2025 annual accounts, the directors of PHACTS are: Günther Plovie.

Is PHACTS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 August 2015; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did PHACTS make in 2025?

PHACTS posted a profit after taxes of € 14,214 in financial year 2025.

What is the revenue of PHACTS?

As a small company, PHACTS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 146,419.

Does PHACTS have a website?

Yes, PHACTS has a website at phacts.claims.

PHACTS (Private Limited) - Brasschaat - BE0635549344

Dossier PHACTS, printed on 29 September 2026 from databakkes.be/en/0635549344/phacts. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

PHACTS from Brasschaat, company number BE0635549344, closed financial year 2025 with a result of € 14,214 after tax. For that financial year PHACTS recorded a gross margin of € 146,419 and equity of € 92,265. Compared with financial year 2024, the result moved from € 21,321 to € 14,214. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 5, 2026.

What it is worth Growing

€ 92,265

▲ 18% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 14,214

▼ 33% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 91,223

▼ 62% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 73,665.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 122,978

▼ 25% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,226

▼ 1% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,752

▼ 98% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 15,395

▼ 38% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 171,936 Gross margin 2022: € 171,936 First fiscal year in the series	€ 150,200 Gross margin 2023: € 150,200 ▼ 13% vs 2022 (€ 171,936) Unfavourable step	€ 190,748 Gross margin 2024: € 190,748 ▲ 27% vs 2023 (€ 150,200) Favourable step	€ 146,419 Gross margin 2025: € 146,419 ▼ 23% vs 2024 (€ 190,748) Unfavourable step	▼ 23%
Profit after taxes	€ 20,256 Profit after taxes 2022: € 20,256 First fiscal year in the series	€ -11,358 Profit after taxes 2023: € -11,358 ▼ € 31,613 vs 2022 (€ 20,256) Unfavourable step	€ 21,321 Profit after taxes 2024: € 21,321 ▲ € 32,678 vs 2023 (€ -11,358) Favourable step	€ 14,214 Profit after taxes 2025: € 14,214 ▼ 33% vs 2024 (€ 21,321) Unfavourable step	▼ 33%
Equity	€ 191,424 Equity 2022: € 191,424 First fiscal year in the series	€ 186,142 Equity 2023: € 186,142 ▼ 3% vs 2022 (€ 191,424) Unfavourable step	€ 78,051 Equity 2024: € 78,051 ▼ 58% vs 2023 (€ 186,142) Unfavourable step	€ 92,265 Equity 2025: € 92,265 ▲ 18% vs 2024 (€ 78,051) Favourable step	▲ 18%
Total debts	€ 109,245 Total debts 2022: € 109,245 First fiscal year in the series	€ 127,882 Total debts 2023: € 127,882 ▲ 17% vs 2022 (€ 109,245) Unfavourable step	€ 205,982 Total debts 2024: € 205,982 ▲ 61% vs 2023 (€ 127,882) Unfavourable step	€ 18,335 Total debts 2025: € 18,335 ▼ 91% vs 2024 (€ 205,982) Favourable step	▼ 91%
Cash	€ 192,913 Cash 2022: € 192,913 First fiscal year in the series	€ 208,044 Cash 2023: € 208,044 ▲ 8% vs 2022 (€ 192,913) Favourable step	€ 237,573 Cash 2024: € 237,573 ▲ 14% vs 2023 (€ 208,044) Favourable step	€ 91,223 Cash 2025: € 91,223 ▼ 62% vs 2024 (€ 237,573) Unfavourable step	▼ 62%
Retained profit	€ 178,900 Retained profit 2022: € 178,900 First fiscal year in the series	€ 167,542 Retained profit 2023: € 167,542 ▼ 6% vs 2022 (€ 178,900) Unfavourable step	€ 59,451 Retained profit 2024: € 59,451 ▼ 65% vs 2023 (€ 167,542) Unfavourable step	€ 73,665 Retained profit 2025: € 73,665 ▲ 24% vs 2024 (€ 59,451) Favourable step	▲ 24%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 129,412 Dividend 2024: € 129,412 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 129,412) Unchanged	▼ 100%
Balance sheet total	€ 300,668 Balance sheet total 2022: € 300,668 First fiscal year in the series	€ 314,025 Balance sheet total 2023: € 314,025 ▲ 4% vs 2022 (€ 300,668) Unchanged	€ 284,033 Balance sheet total 2024: € 284,033 ▼ 10% vs 2023 (€ 314,025) Unchanged	€ 110,600 Balance sheet total 2025: € 110,600 ▼ 61% vs 2024 (€ 284,033) Unchanged	▼ 61%

Key figures of PHACTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to PHACTS?

What happened at PHACTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Feb 5, 2026 New annual accounts for financial year 2025: profit of € 14,214 (▼ 33% vs 2024). Source: NBB ↗
2015 Günther Plovie became a director. NBB
Aug 13, 2015 New establishment in Brasschaat. KBO
Aug 13, 2015 Start of the company according to the CBE. KBO

In short

From € 20,256 profit in 2022 to € 14,214 profit in 2025.

Paid € 23,682 in corporate taxes since 2022.

Best year ever: 2024, with € 21,321 profit.

Paid out € 129,412 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at PHACTS? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Günther Plovie

PHACTS

MAREX

Behind PHACTS is Günther Plovie. Günther Plovie is also behind MAREX.

See the full network in the app

Directors

According to the 2025 annual accounts

Günther Plovie

Manager

Also active at: MAREX

since 2015

Establishments

Establishment units

Physical locations of this company

Registered office

Lage Kaart 294

2930 Brasschaat

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

MAREX same network

€ -60,894 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS phacts.claims

Technologies

ASP.NETIIS

Website info

HTTPS Ja

Features

Details

Company number

0635.549.344

VAT number

BE 0635.549.344

Registered office

Lage Kaart 294, 2930 Brasschaat

Names & denominations

PHACTS · PCS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

13 August 2015

Peppol

Active · Active since 30 Oct 2025

Contact

phacts.claims

Activities · NACE

Activiteiten van risicoanalisten en schadetaxateurs

Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

View on CBE Public ↗ Annual accounts (NBB) ↗