Financials
Financial year 2025
PAJO FINANCE from Etterbeek, company number BE0634933987, closed financial year 2025 with a result of € 36,116 after tax. For that financial year PAJO FINANCE recorded a gross margin of € 207,771 and equity of € 206,829. Compared with financial year 2024, the result moved from € 37,148 to € 36,116. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 206,829
▼ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 36,116
▼ 3% vs 2024
Profit after tax over the fiscal year.
€ 102,843
▲ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 127,701
▲ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,962
▲ € 2,948 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 186,623
▼ 23% vs 2024
€ 34,159 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 11,372
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,675
▼ 8% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 237,710 | € 180,728 | € 249,305 | € 207,771 | ▼ 17% |
| Profit after taxes | € 107,131 | € 53,276 | € 37,148 | € 36,116 | ▼ 3% |
| Equity | € 230,289 | € 233,565 | € 270,713 | € 206,829 | ▼ 24% |
| Total debts | € 406,756 | € 327,498 | € 280,293 | € 239,658 | ▼ 14% |
| Cash | € 230,455 | € 54,908 | € 70,105 | € 102,843 | ▲ 47% |
| Land & buildings | € 271,529 | € 258,415 | € 258,112 | € 254,907 | ▼ 1% |
| Retained profit | € 210,289 | € 213,565 | € 250,713 | € 186,829 | ▼ 25% |
| Dividend | € 0 | € 50,000 | € 0 | € 100,000 | |
| Bank debt | € 369,541 | € 297,347 | € 242,760 | € 186,623 | ▼ 23% |
| Balance sheet total | € 637,045 | € 561,063 | € 551,007 | € 446,487 | ▼ 19% |
Key figures of PAJO FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PAJO FINANCE?
What happened at PAJO FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 36,116 (▼ 3% vs 2024). filed late Source: NBB ↗
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 107,131 profit in 2022 to € 36,116 profit in 2025.
Paid € 90,249 in corporate taxes since 2022.
Best year ever: 2022, with € 107,131 profit.
Paid out € 150,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PAJO FINANCE are Johan De Bast and Pascal Sterckx.
Directors
According to the 2025 annual accounts
Johan De Bast
Andere functie
Pascal Sterckx
Andere functie
Establishments
Establishment units
Physical locations of this company
Acaciasplein 17
1040 Etterbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0634.933.987
- VAT number
- BE 0634.933.987
- Registered office
- Acaciasplein 17, 1040 Etterbeek
- Names & denominations
- PAJO FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 August 2015
- Peppol
- Active · Active since 24 Sept 2025
- Activities · NACE
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