Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Pharmatel-Immo from Gent, company number BE0634631111, closed financial year 2025 with a result of € 82,078 after tax. For that financial year Pharmatel-Immo recorded a gross margin of € 495,799 and equity of € 164,248. Compared with financial year 2024, the result moved from € 136,849 to € 82,078. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 164,248
▲ 100% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 82,078
▼ 40% vs 2024
Profit after tax over the fiscal year.
€ 3,464
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 145,648.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 49,892
▼ 18% vs 2024
€ 49,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 54,589
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2 million
▲ 44% vs 2024
€ 287,159 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 69,649
▲ 255% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 178,785
▲ 76% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 531,708 | € 545,563 | € 600,390 | € 495,799 | ▼ 17% |
| Profit after taxes | € 125,176 | € 113,862 | € 136,849 | € 82,078 | ▼ 40% |
| Equity | € 647,511 | € 761,373 | € 82,170 | € 164,248 | ▲ 100% |
| Total debts | € 2,781,730 | € 2,350,064 | € 2,545,901 | € 2,352,456 | ▼ 8% |
| Cash | € 91,152 | € 9,501 | € 40,010 | € 3,464 | ▼ 91% |
| Land & buildings | € 3,041,854 | € 2,876,477 | € 2,382,018 | € 2,234,752 | ▼ 6% |
| Retained profit | € 227,459 | € 341,321 | € 63,570 | € 145,648 | ▲ 129% |
| Dividend | € 0 | € 0 | € 414,600 | € 0 | ▼ 100% |
| Bank debt | € 1,796,444 | € 1,578,155 | € 1,392,436 | € 2,001,788 | ▲ 44% |
| Balance sheet total | € 3,429,241 | € 3,111,437 | € 2,628,071 | € 2,516,704 | ▼ 4% |
| Employees (FTE) | 1 | 1 | 1 | 1 |
Key figures of Pharmatel-Immo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Pharmatel-Immo?
What happened at Pharmatel-Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 82,078 (▼ 40% vs 2024). filed late Source: NBB ↗
- Ariane De Ganck became a director. NBB
- ARDENA HOLDING NV became a director. NBB
- Arnout Everaert became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 125,176 profit in 2022 to € 82,078 profit in 2025.
Paid € 231,150 in corporate taxes since 2022.
Best year ever: 2024, with € 136,849 profit.
On average € 495,800 of value added per employee in 2025.
Management
The stake of PHARMATEL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Pharmatel-ImmoBehind Pharmatel-Immo are Ariane De Ganck, ARDENA HOLDING NV and Arnout Everaert. The shares are held by PHARMATEL (100%).
Directors
According to the 2025 annual accounts
since 2026
since 2026
since 2026
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kleimoer 4
9030 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0634.631.111
- VAT number
- BE 0634.631.111
- Registered office
- Kleimoer 4, 9030 Gent
- Names & denominations
- Pharmatel-Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 July 2015
- Peppol
- Active · Active since 7 May 2026
- Activities · NACE
Overige zakelijke dienstverlening, neg