Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Opschorting (gerechtelijke reorganisatie) according to the CBE.
Financials
Financial year 2025
FALIMARO from Charleroi, company number BE0633717529, closed financial year 2025 with a result of € -611,174 after tax. For that financial year FALIMARO recorded a gross margin of € 359,435 and equity of € -899,379. Compared with financial year 2024, the result moved from € -368,574 to € -611,174. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ -899,379
▼ € 611,174 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -611,174
▼ 66 % more loss than in 2024
Profit after tax over the fiscal year.
€ 201,321
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1 million.
People and assets in 2025
28.1
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 592,412
€ 21,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,020
▼ 97% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 17% vs 2024
€ 163,838 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 2.1 million
▲ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 74,672
▼ 20% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 564,092 | € 513,240 | € 561,460 | € 359,435 | ▼ 36% |
| Profit after taxes | € 81,500 | € -171,915 | € -368,574 | € -611,174 | ▼ € 242,600 |
| Equity | € 252,284 | € 80,368 | € -288,205 | € -899,379 | ▼ € 611,174 |
| Total debts | € 685,071 | € 1,102,534 | € 2,770,909 | € 3,336,075 | ▲ 20% |
| Cash | € 226,248 | € 140,426 | € 300,463 | € 201,321 | ▼ 33% |
| Retained profit | € 102,284 | € -69,632 | € -438,205 | € -1,049,379 | ▼ € 611,174 |
| Dividend | € 32,647 | € 0 | € 0 | € 0 | |
| Bank debt | € 273,345 | € 177,544 | € 1,350,134 | € 1,117,434 | ▼ 17% |
| Balance sheet total | € 937,355 | € 1,182,902 | € 2,482,704 | € 2,436,697 | ▼ 2% |
| Employees (FTE) | 20.9 | 28.2 | 27.8 | 28.1 | ▲ 0.3 |
Key figures of FALIMARO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FALIMARO?
What happened at FALIMARO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 611,174. Source: NBB ↗
- JEAN VANDELEN stepped down as director. NBB
- JEAN VANDELEN became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 81,500 profit in 2022 to € 611,174 loss in 2025.
Paid € 28,066 in corporate taxes since 2022.
Best year ever: 2022, with € 81,500 profit.
On average € 12,800 of value added per employee in 2025.
Management
The stake of FRALICO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FALIMAROBehind FALIMARO are ROSA CETTA and FREDERIC QUINET. The shares are held by FRALICO.
Directors
According to the 2025 annual accounts
ROSA CETTA
Director
since 2024 · until 2026
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue Eugène Mascaux 869
6001 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0633.717.529
- VAT number
- BE 0633.717.529
- Registered office
- Avenue Eugène Mascaux 869, 6001 Charleroi
- Names & denominations
- FALIMARO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Opschorting (gerechtelijke reorganisatie)
- Start date
- 9 July 2015
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Overige niet-gespecialiseerde detailhandel
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte. = 2500 m²)