Financials
Financial year 2025
Second Opinion from Beveren-Kruibeke-Zwijndrecht, company number BE0633571435, closed financial year 2025 with a result of € 201,170 after tax. For that financial year Second Opinion recorded a gross margin of € 329,635 and equity of € 537,803. Compared with financial year 2024, the result moved from € 179,447 to € 201,170. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 537,803
▲ 60% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 201,170
▲ 12% vs 2024
Profit after tax over the fiscal year.
€ 96,560
▲ 162% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 520,334.
People and assets in 2025
€ 6,975
▲ 138% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 894,350
▼ 13% vs 2024
€ 135,061 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 406
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,566
▲ 204% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 248,014 | € 238,248 | € 301,588 | € 329,635 | ▲ 9% |
| Profit after taxes | € 37,405 | € 144,907 | € 179,447 | € 201,170 | ▲ 12% |
| Equity | € 160,879 | € 305,786 | € 336,633 | € 537,803 | ▲ 60% |
| Total debts | € 1,340,566 | € 1,182,957 | € 1,046,823 | € 936,014 | ▼ 11% |
| Cash | € 89,996 | € 98,204 | € 36,918 | € 96,560 | ▲ 162% |
| Land & buildings | € 1,347,820 | € 1,306,781 | € 1,265,742 | € 1,233,591 | ▼ 3% |
| Retained profit | € 142,279 | € 287,186 | € 319,164 | € 520,334 | ▲ 63% |
| Dividend | € 0 | € 0 | € 147,469 | € 0 | ▼ 100% |
| Bank debt | € 1,291,686 | € 1,160,536 | € 1,028,095 | € 894,350 | ▼ 13% |
| Balance sheet total | € 1,501,445 | € 1,488,743 | € 1,383,455 | € 1,473,816 | ▲ 7% |
Key figures of Second Opinion, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Second Opinion?
What happened at Second Opinion in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 201,170 (▲ 12% vs 2024). Source: NBB ↗
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,405 profit in 2022 to € 201,170 profit in 2025.
Paid € 180,698 in corporate taxes since 2022.
Best year ever: 2025, with € 201,170 profit.
Paid out € 147,469 in dividends to the owners in total.
Management
Behind Second Opinion are Michael Melis and Veronique Maes.
Directors
According to the 2025 annual accounts
Michael Melis
Director
Veronique Maes
Director
Establishments
Establishment units
Physical locations of this company
Gerard Walschaplaan(BEV) 64
9120 Beveren-Kruibeke-Zwijndrecht
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0633.571.435
- VAT number
- BE 0633.571.435
- Registered office
- Gerard Walschaplaan(BEV) 64, 9120 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- Second Opinion
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 2015
- Peppol
- Active · Active since 12 Dec 2024
- Activities · NACE
Activiteiten van holdings
Holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen