Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FRANCO PANAMA LAMY from Hastière, company number BE0632756437, closed financial year 2025 with a result of € -3,049 after tax. For that financial year FRANCO PANAMA LAMY recorded revenue of € 66,486 and equity of € 55,644. Compared with financial year 2024, the result moved from € -14,793 to € -3,049. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 55,644
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,049
▲ 79 % less loss than in 2024
Profit after tax over the fiscal year.
€ 6,077
▲ 280% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 37,044.
People and assets in 2025
€ 3,335
▲ 109% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 119,227
▼ 11% vs 2024
€ 15,060 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1,628
▲ 204% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,559
▼ 15% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 215,206 | € 260,022 | € 81,455 | € 66,486 | ▼ 18% |
| Gross margin | € 57,445 | € 109,816 | € 30,031 | € 32,085 | ▲ 7% |
| Profit after taxes | € 10,577 | € 42,442 | € -14,793 | € -3,049 | ▲ € 11,744 |
| Equity | € 31,045 | € 73,486 | € 58,693 | € 55,644 | ▼ 5% |
| Total debts | € 328,775 | € 275,410 | € 244,871 | € 221,779 | ▼ 9% |
| Cash | € 7,673 | € 4,898 | € 1,598 | € 6,077 | ▲ 280% |
| Land & buildings | € 309,068 | € 299,999 | € 273,078 | € 252,043 | ▼ 8% |
| Retained profit | € 12,445 | € 54,886 | € 40,093 | € 37,044 | ▼ 8% |
| Bank debt | € 167,186 | € 149,323 | € 134,251 | € 119,227 | ▼ 11% |
| Balance sheet total | € 359,820 | € 348,897 | € 303,564 | € 277,423 | ▼ 9% |
Key figures of FRANCO PANAMA LAMY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FRANCO PANAMA LAMY?
What happened at FRANCO PANAMA LAMY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,049. Source: NBB ↗
- New establishment in Hastière. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,577 profit in 2022 to € 3,049 loss in 2025.
Paid € 16,132 in corporate taxes since 2022.
Best year ever: 2023, with € 42,442 profit.
Establishments
Establishment units
Physical locations of this company
Rue de Meuse, Waulsort 9
5540 Hastière
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0632.756.437
- VAT number
- BE 0632.756.437
- Registered office
- Rue de Meuse, Waulsort 9, 5540 Hastière
- Names & denominations
- FRANCO PANAMA LAMY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 June 2015
- Peppol
- Active · Active since 10 Sept 2026
- Activities · NACE
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