Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
H&Y from Meise, company number BE0632733275, closed financial year 2025 with a result of € 11,838 after tax. For that financial year H&Y recorded a gross margin of € 27,511 and equity of € 387,648. Compared with financial year 2024, the result moved from € 395 to € 11,838. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 6, 2026.
€ 387,648
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,838
▲ € 11,443 vs 2024
Profit after tax over the fiscal year.
€ 49,514
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 367,648.
People and assets in 2025
€ 29
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,277
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 213,523
▼ 4% vs 2024
€ 8,907 is repaid this year. At this pace the long-term loan is gone in ≈ 24 years.
€ 2,058
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,132
▼ 40% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,736 | € 23,137 | € 21,243 | € 27,511 | ▲ 30% |
| Profit after taxes | € 32,886 | € 3,085 | € 395 | € 11,838 | ▲ € 11,443 |
| Equity | € 372,329 | € 375,414 | € 375,810 | € 387,648 | ▲ 3% |
| Total debts | € 371,302 | € 409,200 | € 410,056 | € 391,467 | ▼ 5% |
| Cash | € 14,019 | € 30,786 | € 45,039 | € 49,514 | ▲ 10% |
| Retained profit | € 352,329 | € 355,414 | € 355,810 | € 367,648 | ▲ 3% |
| Bank debt | € 200,000 | € 230,099 | € 222,011 | € 213,523 | ▼ 4% |
| Balance sheet total | € 743,631 | € 784,614 | € 785,866 | € 779,115 | ▼ 1% |
Key figures of H&Y, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to H&Y?
What happened at H&Y in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,838 (▲ € 11,443 vs 2024). Source: NBB ↗
- New establishment in Sint-Pieters-Leeuw. KBO
- Start of the company according to the CBE. KBO
- Yves Desmet became a director. NBB
In short
From € 32,886 profit in 2022 to € 11,838 profit in 2025.
Paid € 24,463 in corporate taxes since 2022.
Best year ever: 2022, with € 32,886 profit.
Management
Behind H&Y are Yves Desmet and Hilde Maria Van Wassenhove. The same people are also behind D&D Isoltechnics. Yves Desmet is also behind iSensPro and FIX vzw.
Directors
According to the 2025 annual accounts
since 2015
Establishments
Establishment units
Physical locations of this company
Humbeekstraat 21
1860 Meise
Vorstsesteenweg 120
1601 Sint-Pieters-Leeuw
Active since 30 June 2015
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0632.733.275
- VAT number
- BE 0632.733.275
- Registered office
- Humbeekstraat 21, 1860 Meise
- Names & denominations
- H&Y · Balance in Mind
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 June 2015
- Peppol
- Active · Active since 31 Oct 2023
- Activities · NACE
Installatie van isolatie
Isolatiewerkzaamheden
Activiteiten van holdings
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Holdings
Diverse administratieve activiteiten ten behoeve van kantoren