Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CRDB Latina from Kuurne, company number BE0632637562, closed financial year 2025 with a result of € 1 million after tax. For that financial year CRDB Latina recorded a gross margin of € 576,311 and equity of € 653,692. Compared with financial year 2024, the result moved from € 82,942 to € 1 million. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 15, 2026.
€ 653,692
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1 million
▲ € 957,265 vs 2024
Profit after tax over the fiscal year.
€ 941,653
▲ 248% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 994,317 paid out
96 % of the profit went to the shareholders, mostly to B2D (50 % of the shares). That is where the money ends up.
Debts at end 2025
€ 300,000
▲ 100% vs 2024
Loans from banks and other lenders, long and short.
€ 5.8 million
▲ 165% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 512,549 | € 196,229 | € 50,628 | € 576,311 | ▲ € 525,683 |
| Profit after taxes | € 490,819 | € 222,807 | € 82,942 | € 1,040,207 | ▲ € 957,265 |
| Equity | € 504,053 | € 554,860 | € 607,802 | € 653,692 | ▲ 8% |
| Total debts | € 1,331,656 | € 732,823 | € 2,406,273 | € 7,143,340 | ▲ 197% |
| Cash | € 125,014 | € 167,157 | € 270,590 | € 941,653 | ▲ 248% |
| Retained profit | € 404,053 | € 454,860 | € 507,802 | € 553,692 | ▲ 9% |
| Dividend | € 340,000 | € 172,000 | € 30,000 | € 994,317 | ▲ € 964,317 |
| Bank debt | € 4,185 | € 4,216 | € 150,061 | € 300,000 | ▲ 100% |
| Balance sheet total | € 1,835,708 | € 1,287,683 | € 3,014,075 | € 7,797,032 | ▲ 159% |
Key figures of CRDB Latina, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CRDB Latina?
What happened at CRDB Latina in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1 million (▲ € 957,265 vs 2024). Source: NBB ↗
- DERMACO became a director. NBB
- STROBAEKCO became a director. NBB
- Gerardo Torres Septien Novoa became a director. NBB
- Federico Scharrer Tamm became a director. NBB
- R.D.S became a director. NBB
- New establishment in Kuurne. KBO
- Start of the company according to the CBE. KBO
In short
From € 490,819 profit in 2022 to € 1 million profit in 2025.
Paid € 399,269 in corporate taxes since 2022.
Best year ever: 2025, with € 1 million profit.
Paid out € 1.5 million in dividends to the owners in total.
Management
The stake of B2D comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CRDB LatinaBehind CRDB Latina are DERMACO, STROBAEKCO, Gerardo Torres Septien Novoa, Federico Scharrer Tamm and R.D.S. The shares are held by B2D (50%).
Directors
According to the 2025 annual accounts
Director · represented by Derez Pieter
Also active at: B2D, ICRB, CRDB, CONTENTS, REMAT & PARTNERS
since 2022
Director · represented by Baekelandt Hannes
Also active at: B2D, ICRB, CRDB, REMAT & PARTNERS
since 2022
Gerardo Torres Septien Novoa
Director
since 2022
Federico Scharrer Tamm
Director
since 2022
since 2022
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kongostraat 20
8520 Kuurne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
Domain
Domain
crdblatina.eu
Registrar
Combell NV
Website info
Features
Security
Details
- Company number
- 0632.637.562
- VAT number
- BE 0632.637.562
- Registered office
- Kongostraat 20, 8520 Kuurne
- Names & denominations
- CRDB Latina
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2015
- Peppol
- Active · Active since 21 Oct 2025
- Contact
- crdb.be [email protected] 0032 56 98 00 53
- Activities · NACE
Schrijnwerk
Groothandel in hout
Activiteiten van bouwarchitecten
Algemene elektrotechnische installatiewerken