Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TBV from Lier, company number BE0632592725, closed financial year 2025 with a result of € 8,096 after tax. For that financial year TBV recorded a gross margin of € 55,747 and equity of € 78,570. Compared with financial year 2024, the result moved from € 20,298 to € 8,096. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 78,570
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,096
▼ 60% vs 2024
Profit after tax over the fiscal year.
€ 1,512
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 59,970.
Debts at end 2025
€ 772,683
▲ 17% vs 2024
€ 34,677 is repaid this year. At this pace the long-term loan is gone in ≈ 22 years.
€ 14,550
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 484
▼ 89% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,523 | € 55,902 | € 68,162 | € 55,747 | ▼ 18% |
| Profit after taxes | € 4,989 | € 9,142 | € 20,298 | € 8,096 | ▼ 60% |
| Equity | € 34,834 | € 43,976 | € 70,474 | € 78,570 | ▲ 11% |
| Total debts | € 786,362 | € 745,556 | € 700,709 | € 797,645 | ▲ 14% |
| Cash | € 2,524 | € 8,835 | € 17,305 | € 1,512 | ▼ 91% |
| Land & buildings | € 638,203 | € 607,429 | € 576,656 | € 545,883 | ▼ 5% |
| Retained profit | € 22,434 | € 31,576 | € 51,874 | € 59,970 | ▲ 16% |
| Bank debt | € 732,056 | € 709,742 | € 662,369 | € 772,683 | ▲ 17% |
| Balance sheet total | € 821,196 | € 789,532 | € 771,183 | € 876,215 | ▲ 14% |
Key figures of TBV, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TBV?
What happened at TBV in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,096 (▼ 60% vs 2024). Source: NBB ↗
- Patrick Verrept became a director. NBB
- Peter De Buck became a director. NBB
- New establishment in Lier. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,989 profit in 2022 to € 8,096 profit in 2025.
Paid € 14,723 in corporate taxes since 2022.
Best year ever: 2024, with € 20,298 profit.
Management
Behind TBV are Patrick Verrept and Peter De Buck. It owns 50% of Flex Connect and 12.5% of SAPLY .AI itself.
Directors
According to the 2025 annual accounts
since 2016
since 2016
Establishments
Establishment units
Physical locations of this company
P.J. Denisstraat 14 box 12
2500 Lier
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0632.592.725
- VAT number
- BE 0632.592.725
- Registered office
- P.J. Denisstraat 14 bus 12, 2500 Lier
- Names & denominations
- TBV
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 June 2015
- Peppol
- Active · Active since 13 Feb 2025
- Activities · NACE
Handelsbemiddeling in de niet-gespecialiseerde groothandel