Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
INSER'NET from Flémalle, company number BE0630815843, closed financial year 2025 with a result of € -269,551 after tax. For that financial year INSER'NET recorded revenue of € 2.8 million and equity of € 896,278. Compared with financial year 2024, the result moved from € -152,949 to € -269,551. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 896,278
▼ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -269,551
▼ 76 % more loss than in 2024
Profit after tax over the fiscal year.
€ 639,545
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 75,228.
People and assets in 2025
122
▲ 6.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.3 million
▲ 7% vs 2024
€ 27,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,657
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 162,849
▲ € 147,515 vs 2024
€ 4,000 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 47,257
▲ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 327,469
▲ 11% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 2,839,981 | |
| Gross margin | € 2,040,389 | € 3,162,295 | € 3,184,992 | € 3,108,727 | ▼ 2% |
| Profit after taxes | € 17,373 | € 14,437 | € -152,949 | € -269,551 | ▼ € 116,602 |
| Equity | € 1,304,317 | € 1,318,780 | € 1,165,829 | € 896,278 | ▼ 23% |
| Total debts | € 266,220 | € 594,410 | € 573,099 | € 718,525 | ▲ 25% |
| Cash | € 1,203,882 | € 736,204 | € 873,297 | € 639,545 | ▼ 27% |
| Land & buildings | € 217,524 | € 174,853 | € 106,182 | € 90,884 | ▼ 14% |
| Retained profit | € 483,292 | € 497,730 | € 344,779 | € 75,228 | ▼ 78% |
| Bank debt | € 68,911 | € 37,765 | € 15,334 | € 162,849 | ▲ € 147,515 |
| Balance sheet total | € 2,046,662 | € 1,913,190 | € 1,738,928 | € 1,614,803 | ▼ 7% |
| Employees (FTE) | 90 | 119.2 | 115.7 | 122 | ▲ 6.3 |
Key figures of INSER'NET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSER'NET?
What happened at INSER'NET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- JACQUES LACHARRON stepped down as director. NBB
- AURORE NINANE stepped down as director. NBB
- PHILIPPE LAEREMANS stepped down as director. NBB
- MARIA TERESA FERNANDEZ NAVARRO stepped down as director. NBB
- VERONIQUE PASSANI stepped down as director. NBB
- ALBERT DEPUS stepped down as director. NBB
- SANDRA FALETRA stepped down as director. NBB
- GEOFFREY BIGALLI stepped down as director. NBB
In short
From € 17,373 profit in 2022 to € 269,551 loss in 2025.
Paid € 3,952 in corporate taxes since 2022.
Best year ever: 2022, with € 17,373 profit.
On average € 25,500 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
JACQUES LACHARRON
Director
since 2019 · until 2031
AURORE NINANE
Director
since 2025 · until 2031
PHILIPPE LAEREMANS
Director
since 2026 · until 2031
MARIA TERESA FERNANDEZ NAVARRO
Chairman of the board
since 2025 · until 2031
VERONIQUE PASSANI
Director
since 2015 · until 2031
ALBERT DEPUS
Vice-chairman of the board
since 2025 · until 2031
SANDRA FALETRA
Director
since 2025 · until 2031
GEOFFREY BIGALLI
Director
since 2026 · until 2031
Establishments
Establishment units
Physical locations of this company
Grand'Route(Flh) 231
4400 Flémalle
Rue des Guillemins 78
4000 Liège
Active since 1 January 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0630.815.843
- VAT number
- BE 0630.815.843
- Registered office
- Grand'Route(Flh) 231, 4400 Flémalle
- Names & denominations
- INSER'NET
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 22 May 2015
- Peppol
- Active · Active since 5 May 2026
- Activities · NACE
Huishoudelijke persoonlijke dienstverlening
Algemene reiniging van gebouwen