Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
XAVIER INVEST from Tournai, company number BE0630661534, closed financial year 2025 with a result of € 186,785 after tax. For that financial year XAVIER INVEST recorded revenue of € 240,000 and equity of € 2.8 million. Compared with financial year 2024, the result moved from € 189,790 to € 186,785. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 2.8 million
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 186,785
▼ 2% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.7 million.
Debts at end 2025
€ 328,473
▼ 62% vs 2024
€ 71,667 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 25,505
▲ 98% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 360,000 | € 240,000 | ▼ 33% |
| Gross margin | € 421,598 | € 375,598 | € 325,968 | € 300,030 | ▼ 8% |
| Profit after taxes | € 278,649 | € 230,287 | € 189,790 | € 186,785 | ▼ 2% |
| Equity | € 2,181,886 | € 2,412,173 | € 2,601,963 | € 2,788,747 | ▲ 7% |
| Total debts | € 3,113,700 | € 2,836,452 | € 2,663,536 | € 1,927,077 | ▼ 28% |
| Cash | € 78,243 | € 35,241 | € 76,104 | - | |
| Land & buildings | € 430,240 | € 421,017 | € 411,794 | - | |
| Retained profit | € 2,081,886 | € 2,312,173 | € 2,501,963 | € 2,688,747 | ▲ 7% |
| Bank debt | € 1,411,117 | € 1,110,969 | € 868,861 | € 328,473 | ▼ 62% |
| Balance sheet total | € 5,295,586 | € 5,248,625 | € 5,265,498 | € 4,715,825 | ▼ 10% |
Key figures of XAVIER INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to XAVIER INVEST?
What happened at XAVIER INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 186,785 (▼ 2% vs 2024). Source: NBB ↗
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 278,649 profit in 2022 to € 186,785 profit in 2025.
Paid € 296,286 in corporate taxes since 2022.
Best year ever: 2022, with € 278,649 profit.
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles(TOU) 65
7500 Tournai
Rue des Bastions(TOU) 4
7500 Tournai
Active since 15 May 2017
Chaussée de Bruxelles(TOU) 84
7500 Tournai
Active since 22 August 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0630.661.534
- VAT number
- BE 0630.661.534
- Registered office
- Chaussée de Bruxelles(TOU) 65, 7500 Tournai
- Names & denominations
- XAVIER INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 May 2015
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
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