What does AS FINANCIAL CONCEPT do?

AS FINANCIAL CONCEPT is an insurance broker in Châtelet. Private Limited, started on 11 May 2015, 1 establishment.

What is the address of AS FINANCIAL CONCEPT?

The registered office of AS FINANCIAL CONCEPT is located at Rue de la Station 234A, 6200 Châtelet.

Is AS FINANCIAL CONCEPT still active?

Yes. According to the CBE (30 October 2026) AS FINANCIAL CONCEPT is active, legal situation “Normale toestand”, started on 11 May 2015.

Is AS FINANCIAL CONCEPT registered on Peppol?

Yes, AS FINANCIAL CONCEPT is registered on the Peppol network with ID 0208:0629926908.

What is the enterprise number of AS FINANCIAL CONCEPT?

The enterprise number of AS FINANCIAL CONCEPT is BE0629926908.

When was AS FINANCIAL CONCEPT founded?

AS FINANCIAL CONCEPT was founded on 11 May 2015.

Who owns AS FINANCIAL CONCEPT?

It owns 100% of EURO-PRETS & FINANCES itself.

Is AS FINANCIAL CONCEPT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 May 2015; 5 annual accounts filed, latest fiscal year 2025.

How much profit did AS FINANCIAL CONCEPT make in 2025?

AS FINANCIAL CONCEPT posted a profit after taxes of € 48,490 in financial year 2025.

What is the revenue of AS FINANCIAL CONCEPT?

As a small company, AS FINANCIAL CONCEPT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 73,095.

AS FINANCIAL CONCEPT (Private Limited) - Châtelet

Dossier AS FINANCIAL CONCEPT, printed on 30 October 2026 from databakkes.be/en/0629926908/as-financial-concept. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Figures corrected NBB

Corrected annual account filed for 2022.

Financials

Financial year 2025

AS FINANCIAL CONCEPT from Châtelet, company number BE0629926908, closed financial year 2025 with a result of € 48,490 after tax. For that financial year AS FINANCIAL CONCEPT recorded a gross margin of € 73,095 and equity of € 320,638. Compared with financial year 2024, the result moved from € 52,139 to € 48,490. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.

What it is worth Growing

€ 320,638

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 48,490

▼ 7% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1,695

▲ € 1,579 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 33,448 paid out

69 % of the profit went to the shareholders, the rest stayed in the company.

Debts at end 2025

Bank debt

€ 22,802

▼ 47% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 400

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 31,014

▼ 42% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 68,490 Gross margin 2022: € 68,490 First fiscal year in the series	€ 73,719 Gross margin 2023: € 73,719 ▲ 8% vs 2022 (€ 68,490) Favourable step	€ 73,610 Gross margin 2024: € 73,610 Unchanged (€ 73,719) Unfavourable step	€ 73,095 Gross margin 2025: € 73,095 ▼ 1% vs 2024 (€ 73,610) Unfavourable step	▼ 1%
Profit after taxes	€ 42,705 Profit after taxes 2022: € 42,705 First fiscal year in the series	€ 46,940 Profit after taxes 2023: € 46,940 ▲ 10% vs 2022 (€ 42,705) Favourable step	€ 52,139 Profit after taxes 2024: € 52,139 ▲ 11% vs 2023 (€ 46,940) Favourable step	€ 48,490 Profit after taxes 2025: € 48,490 ▼ 7% vs 2024 (€ 52,139) Unfavourable step	▼ 7%
Equity	€ 278,102 Equity 2022: € 278,102 First fiscal year in the series	€ 253,456 Equity 2023: € 253,456 ▼ 9% vs 2022 (€ 278,102) Unfavourable step	€ 305,596 Equity 2024: € 305,596 ▲ 21% vs 2023 (€ 253,456) Favourable step	€ 320,638 Equity 2025: € 320,638 ▲ 5% vs 2024 (€ 305,596) Favourable step	▲ 5%
Total debts	€ 246,559 Total debts 2022: € 246,559 First fiscal year in the series	€ 275,116 Total debts 2023: € 275,116 ▲ 12% vs 2022 (€ 246,559) Unfavourable step	€ 196,806 Total debts 2024: € 196,806 ▼ 28% vs 2023 (€ 275,116) Favourable step	€ 184,085 Total debts 2025: € 184,085 ▼ 6% vs 2024 (€ 196,806) Favourable step	▼ 6%
Cash	€ 1 Cash 2022: € 1 First fiscal year in the series	€ 81 Cash 2023: € 81 ▲ € 80 vs 2022 (€ 1) Favourable step	€ 116 Cash 2024: € 116 ▲ 42% vs 2023 (€ 81) Favourable step	€ 1,695 Cash 2025: € 1,695 ▲ € 1,579 vs 2024 (€ 116) Favourable step	▲ € 1,579
Retained profit	€ 265,702 Retained profit 2022: € 265,702 First fiscal year in the series	€ 241,056 Retained profit 2023: € 241,056 ▼ 9% vs 2022 (€ 265,702) Unfavourable step	€ 293,196 Retained profit 2024: € 293,196 ▲ 22% vs 2023 (€ 241,056) Favourable step	€ 308,238 Retained profit 2025: € 308,238 ▲ 5% vs 2024 (€ 293,196) Favourable step	▲ 5%
Dividend	€ 5,781 Dividend 2022: € 5,781 First fiscal year in the series	€ 71,585 Dividend 2023: € 71,585 ▲ € 65,805 vs 2022 (€ 5,781) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 71,585) Unchanged	€ 33,448 Dividend 2025: € 33,448 Unchanged (€ 0) Unchanged
Bank debt	€ 127,048 Bank debt 2022: € 127,048 First fiscal year in the series	€ 85,432 Bank debt 2023: € 85,432 ▼ 33% vs 2022 (€ 127,048) Favourable step	€ 42,907 Bank debt 2024: € 42,907 ▼ 50% vs 2023 (€ 85,432) Favourable step	€ 22,802 Bank debt 2025: € 22,802 ▼ 47% vs 2024 (€ 42,907) Favourable step	▼ 47%
Balance sheet total	€ 524,661 Balance sheet total 2022: € 524,661 First fiscal year in the series	€ 528,573 Balance sheet total 2023: € 528,573 ▲ 1% vs 2022 (€ 524,661) Unchanged	€ 502,402 Balance sheet total 2024: € 502,402 ▼ 5% vs 2023 (€ 528,573) Unchanged	€ 504,722 Balance sheet total 2025: € 504,722 Unchanged (€ 502,402) Unchanged

Key figures of AS FINANCIAL CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to AS FINANCIAL CONCEPT?

What happened at AS FINANCIAL CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 25, 2026 New annual accounts for financial year 2025: profit of € 48,490 (▼ 7% vs 2024). Source: NBB ↗
May 11, 2015 New establishment in Châtelet. KBO
May 11, 2015 Start of the company according to the CBE. KBO

In short

From € 42,705 profit in 2022 to € 48,490 profit in 2025.

Paid € 101,317 in corporate taxes since 2022.

Best year ever: 2024, with € 52,139 profit.

Paid out € 110,814 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de la Station 234A

6200 Châtelet

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

EURO-PRETS & FINANCES same network

€ 17,523 gross margin · 2025

UNIT TAX

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0629.926.908
VAT number: BE 0629.926.908
Registered office: Rue de la Station 234A, 6200 Châtelet
Names & denominations: AS FINANCIAL CONCEPT
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 May 2015
Peppol: Active · Active since 13 Nov 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

AS FINANCIAL CONCEPT