Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Zispa Retail from Grimbergen, company number BE0607847134, closed financial year 2025 with a result of € -6,243 after tax. For that financial year Zispa Retail recorded a gross margin of € 421,301 and equity of € -65,702. Compared with financial year 2024, the result moved from € 27,163 to € -6,243. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -65,702
▼ € 6,243 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,243
▼ still € 27,163 profit in 2024
Profit after tax over the fiscal year.
€ 56,176
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -71,902.
People and assets in 2025
8.9
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 344,071
▲ 2% vs 2024
€ 38,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 13,621
▼ 83% vs 2024
Loans from banks and other lenders, long and short.
€ 108,769
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,755
▲ 32% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 395,285 | € 464,993 | € 457,210 | € 421,301 | ▼ 8% |
| Profit after taxes | € -35,570 | € 8,245 | € 27,163 | € -6,243 | ▼ € 33,406 |
| Equity | € -94,867 | € -86,622 | € -59,459 | € -65,702 | ▼ € 6,243 |
| Total debts | € 566,921 | € 520,749 | € 410,091 | € 318,019 | ▼ 22% |
| Cash | € 66,199 | € 117,816 | € 113,411 | € 56,176 | ▼ 50% |
| Retained profit | € -101,067 | € -92,822 | € -65,659 | € -71,902 | ▼ € 6,243 |
| Bank debt | € 162,001 | € 109,990 | € 81,659 | € 13,621 | ▼ 83% |
| Balance sheet total | € 472,054 | € 434,127 | € 350,632 | € 252,317 | ▼ 28% |
| Employees (FTE) | 9.4 | 9.4 | 9.9 | 8.9 | ▼ 1 |
Key figures of Zispa Retail, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Zispa Retail?
What happened at Zispa Retail in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,243 (▼ € 33,406 vs 2024). Source: NBB ↗
- New establishment in Zaventem. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,570 loss in 2022 to € 6,243 loss in 2025.
Best year ever: 2024, with € 27,163 profit.
On average € 47,300 of value added per employee in 2025.
A new publication or filing at Zispa Retail? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Zispa Retail is Hans Zielens. Hans Zielens is also behind ZieCo, HASPA RETAIL, HAMESU and ZieBri.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Zilverstraat 12
1850 Grimbergen
Jozef Van Damstraat 3C
1932 Zaventem
Active since 19 March 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0607.847.134
- VAT number
- BE 0607.847.134
- Registered office
- Zilverstraat 12, 1850 Grimbergen
- Names & denominations
- Zispa Retail
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 March 2015
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)