Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JAY CONSTRUCT from Ninove, company number BE0600801073, closed financial year 2025 with a result of € -3,655 after tax. For that financial year JAY CONSTRUCT recorded a gross margin of € 384,955 and equity of € 86,201. Compared with financial year 2024, the result moved from € -57,837 to € -3,655. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 86,201
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,655
▲ 94 % less loss than in 2024
Profit after tax over the fiscal year.
€ 82,400
▲ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 36,201.
People and assets in 2025
7.1
Average over the fiscal year, from the social balance sheet.
€ 337,954
▲ 7% vs 2024
€ 47,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 17,345
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 376,000
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 224,852
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 60,098
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 286,081 | € 280,045 | € 307,466 | € 384,955 | ▲ 25% |
| Profit after taxes | € -51,888 | € -69,732 | € -57,837 | € -3,655 | ▲ € 54,182 |
| Equity | € 217,425 | € 147,693 | € 89,856 | € 86,201 | ▼ 4% |
| Total debts | € 873,867 | € 910,524 | € 891,291 | € 844,687 | ▼ 5% |
| Cash | € 171,056 | € 126,256 | € 79,411 | € 82,400 | ▲ 4% |
| Retained profit | € 167,425 | € 97,693 | € 39,856 | € 36,201 | ▼ 9% |
| Bank debt | € 340,000 | € 401,500 | € 405,880 | € 376,000 | ▼ 7% |
| Balance sheet total | € 1,091,292 | € 1,058,217 | € 981,148 | € 930,888 | ▼ 5% |
| Employees (FTE) | 7.2 | 7.2 | 7.1 | 7.1 |
Key figures of JAY CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JAY CONSTRUCT?
What happened at JAY CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,655. Source: NBB ↗
- Anne Peynsaert became a director. NBB
- Yves Tondeleir became a director. NBB
- Jan Sallet became a director. NBB
- New establishment in Ninove. KBO
- Start of the company according to the CBE. KBO
In short
From € 51,888 loss in 2022 to € 3,655 loss in 2025.
Paid € 421 in corporate taxes since 2022.
On average € 54,200 of value added per employee in 2025.
A new publication or filing at JAY CONSTRUCT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JAY CONSTRUCT are Anne Peynsaert, Yves Tondeleir and Jan Sallet. The same people are also behind SALLET J.. Jan Sallet is also behind RING and JASAM.
Establishments
Establishment units
Physical locations of this company
Albertlaan 30 box A
9400 Ninove
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0600.801.073
- VAT number
- BE 0600.801.073
- Registered office
- Albertlaan 30 bus A, 9400 Ninove
- Names & denominations
- JAY CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 March 2015
- Peppol
- Active · Active since 23 Oct 2025
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Handel in eigen onroerend goed
Activiteiten van syndici van onroerend goed
Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis