Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VAL BIJOUX from La Hulpe, company number BE0564854556, closed financial year 2025 with a result of € 843,359 after tax. For that financial year VAL BIJOUX recorded a gross margin of € 2.3 million and equity of € 2.3 million. Compared with financial year 2024, the result moved from € 594,433 to € 843,359. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 2.3 million
▲ 60% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 843,359
▲ 42% vs 2024
Profit after tax over the fiscal year.
€ 496,250
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.2 million.
People and assets in 2025
42.6
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.5 million
€ 36,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 39,464
▲ 2% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 790,114
▲ 181% vs 2024
€ 102,027 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 93,287
▼ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 575,671
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,563,358 | € 2,581,290 | € 2,431,375 | € 2,342,855 | ▼ 4% |
| Profit after taxes | € 603,794 | € 783,882 | € 594,433 | € 843,359 | ▲ 42% |
| Equity | € 625,617 | € 1,135,950 | € 1,410,935 | € 2,251,818 | ▲ 60% |
| Total debts | € 1,836,815 | € 1,076,475 | € 1,072,318 | € 1,541,777 | ▲ 44% |
| Cash | € 724,316 | € 590,895 | € 524,937 | € 496,250 | ▼ 5% |
| Land & buildings | € 369,556 | € 358,061 | € 346,998 | € 336,338 | ▼ 3% |
| Retained profit | € 605,617 | € 1,115,950 | € 1,380,383 | € 2,223,742 | ▲ 61% |
| Dividend | € 1,896,000 | € 275,000 | € 330,000 | € 0 | ▼ 100% |
| Bank debt | € 368,551 | € 217,564 | € 280,806 | € 790,114 | ▲ 181% |
| Balance sheet total | € 2,474,045 | € 2,248,640 | € 2,519,467 | € 3,793,595 | ▲ 51% |
| Employees (FTE) | 43.1 | 42.1 | 43.4 | 42.6 | ▼ 0.8 |
Key figures of VAL BIJOUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VAL BIJOUX?
What happened at VAL BIJOUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New establishment in Liège. KBO
- New annual accounts for financial year 2025: profit of € 843,359 (▲ 42% vs 2024). filed late Source: NBB ↗
- New establishment in Ottignies-Louvain-la-Neuve. KBO
- New establishment in Etterbeek. KBO
- New establishment in Mons. KBO
- New establishment in Charleroi. KBO
- New establishment in Charleroi. KBO
- New establishment in Châtelet. KBO
In short
From € 603,794 profit in 2022 to € 843,359 profit in 2025.
Paid € 1.1 million in corporate taxes since 2022.
Best year ever: 2025, with € 843,359 profit.
On average € 55,000 of value added per employee in 2025.
Management
Behind VAL BIJOUX is Pascaline Gryspeert. Pascaline Gryspeert is also behind BIJOUX-V and VPL BIJOUX.
Directors
According to the 2025 annual accounts
since 2014
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles 94 box B
1310 La Hulpe
Boulevard Walter de Marvis(TOU) 22
7500 Tournai
Active since 1 November 2014
Rue de Mons(H) 163
7301 Boussu
Active since 1 November 2014
Grand-Rue 48
7000 Mons
Active since 1 November 2014
Rue du Pont du Christ 26
1300 Wavre
Active since 1 November 2014
Rue Albert 1,Roi des Belges(L.L) 12
7100 La Louvière
Active since 1 November 2014
Kleinestraat 7
7700 Mouscron
Active since 1 November 2014
Chaussée de Mons 18A box 42
1400 Nivelles
Active since 1 November 2014
Avenue du Douaire 2
1340 Ottignies-Louvain-la-Neuve
Active since 1 November 2014
Quai des Vennes 1
4020 Liège
Active since 1 November 2014
Rue de Robiano(BIN) 5
7130 Binche
Active since 1 November 2014
Boulevard Raymond-Poincaré 7
4020 Liège
Active since 1 November 2014
Rue de l'Ange 78
5000 Namur
Active since 1 November 2014
Place Saint-Lambert 27
4000 Liège
Active since 1 November 2014
Chaussée de Bruxelles 238
1410 Waterloo
Active since 1 November 2014
Rue Ernest Cambier 29
7800 Ath
Active since 1 November 2014
Rue de la Franco-Belge(L.L) 28
7100 La Louvière
Active since 15 April 2016
Place des Grands Prés 1
7000 Mons
Active since 1 November 2019
Grand'rue 143
6000 Charleroi
Active since 7 October 2019
Place Verte 20
6000 Charleroi
Active since 21 October 2019
Rue du Trieu-Kaisin 1
6200 Châtelet
Active since 2 March 2018
Steenweg op Waver 726
1040 Etterbeek
Active since 1 September 2023
Place de l'Accueil 10
1348 Ottignies-Louvain-la-Neuve
Active since 20 February 2024
Chaussée de Tongres 269
4000 Liège
Active since 24 September 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0564.854.556
- VAT number
- BE 0564.854.556
- Registered office
- Chaussée de Bruxelles 94 bus B, 1310 La Hulpe
- Names & denominations
- VAL BIJOUX
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 October 2014
- Peppol
- Active · Active since 21 Nov 2025
- Activities · NACE
Detailhandel in uurwerken en sieraden