Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 18.1 to 15.
Financials
Financial year 2025
J&F Immo from Lommel, company number BE0561725119, closed financial year 2025 with a result of € 3.9 million after tax. For that financial year J&F Immo recorded a gross margin of € 6.6 million and equity of € 21,253. Compared with financial year 2024, the result moved from € 687,790 to € 3.9 million. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 21,253
▼ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3.9 million
▲ € 3.2 million vs 2024
Profit after tax over the fiscal year.
€ 4.4 million
▲ € 3.3 million vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 3.9 million paid out
99 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
15
▼ 1.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▼ 10% vs 2024
€ 76,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 958,740
▲ 134% vs 2024
€ 165,631 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 81,898
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 579,000
▲ 145% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,548,683 | € 2,217,557 | € 2,358,686 | € 6,587,442 | ▲ 179% |
| Profit after taxes | € 796,207 | € 568,936 | € 687,790 | € 3,893,831 | ▲ € 3.2 million |
| Equity | € 31,328 | € 32,265 | € 33,055 | € 21,253 | ▼ 36% |
| Total debts | € 8,388,582 | € 2,714,387 | € 2,703,654 | € 6,240,795 | ▲ 131% |
| Cash | € 6,497,942 | € 968,038 | € 1,034,507 | € 4,382,297 | ▲ € 3.3 million |
| Land & buildings | € 1,683,720 | € 1,600,291 | € 1,509,022 | € 1,417,753 | ▼ 6% |
| Retained profit | € 11,328 | € 12,265 | € 13,055 | € 1,253 | ▼ 90% |
| Dividend | € 790,000 | € 568,000 | € 687,000 | € 3,860,000 | ▲ € 3.2 million |
| Bank debt | € 889,133 | € 599,732 | € 409,918 | € 958,740 | ▲ 134% |
| Balance sheet total | € 8,419,910 | € 2,746,652 | € 2,736,710 | € 6,262,048 | ▲ 129% |
| Employees (FTE) | 18.2 | 18.1 | 16.7 | 15 | ▼ 1.7 |
By gross margin, J&F Immo ranks 1st of 5 companies with main activity “Activiteiten van notarissen” in Lommel that publish figures (fiscal year 2025).
Key figures of J&F Immo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about J&F Immo the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to J&F Immo?
What happened at J&F Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3.9 million (▲ € 3.2 million vs 2024). Source: NBB ↗
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
In short
From € 796,207 profit in 2022 to € 3.9 million profit in 2025.
Paid € 2 million in corporate taxes since 2022.
Best year ever: 2025, with € 3.9 million profit.
On average € 439,200 of value added per employee in 2025.
Management
Behind J&F Immo are JEAN FLEMINGS, GEASSOCIEERD NOTARIS BV and GAJUS BV. The same people are also behind “Flemings, Jansen & Co”, geassocieerde notarissen.
Directors
According to the 2025 annual accounts
JEAN FLEMINGS, GEASSOCIEERD NOTARIS BV
Director · represented by Jean FLEMINGS
Also active at: “Flemings, Jansen & Co”, geassocieerde notarissen
Director · represented by Ruud JANSEN
Also active at: “Flemings, Jansen & Co”, geassocieerde notarissen
Establishments
Establishment units
Physical locations of this company
Binnensingel 74
3920 Lommel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Lommel
Same main activity (Activiteiten van notarissen), 4 active companies in Lommel, largest first.
DE BACKERE & KNOOPS - geassocieerde notarissen
€ 873,978 gross margin · 2025
“Flemings, Jansen & Co”, geassocieerde notarissen
€ 414,504 gross margin · 2025
Jean Flemings, geassocieerd notaris
€ 118,906 gross margin · 2025
€ 35,851 gross margin · 2025
Details
- Company number
- 0561.725.119
- VAT number
- BE 0561.725.119
- Registered office
- Binnensingel 74, 3920 Lommel
- Names & denominations
- J&F Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 September 2014
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van notarissen