Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Busy address KBO
39 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2026
Cybercontract from Mechelen, company number BE0557948651, closed financial year 2026 with a result of € -313,499 after tax. For that financial year Cybercontract recorded a gross margin of € -140,408 and equity of € -232,689. Compared with financial year 2024, the result moved from € 10,759 to € -313,499. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -232,689
▼ € 313,499 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -313,499
▼ still € 10,759 profit in 2024
Profit after tax over the fiscal year.
€ 845,198
▲ € 735,305 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -252,395.
People and assets in 2026
1.2
Average over the fiscal year, from the social balance sheet.
€ 111,725
▲ 95% vs 2024
€ 93,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2026
€ 855
▲ 143% vs 2024
Loans from banks and other lenders, long and short.
€ 800,567
▲ € 781,772 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,043
▲ 216% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2026 | Change 2024 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 116,633 | € 99,202 | € 120,332 | € -140,408 | ▼ € 260,740 |
| Profit after taxes | € 11,275 | € -23,503 | € 10,759 | € -313,499 | ▼ € 324,258 |
| Equity | € 93,553 | € 70,050 | € 80,809 | € -232,689 | ▼ € 313,499 |
| Total debts | € 213,386 | € 158,399 | € 154,183 | € 1,144,426 | ▲ € 990,243 |
| Cash | € 108,599 | € 87,034 | € 109,893 | € 845,198 | ▲ € 735,305 |
| Retained profit | € 73,848 | € 50,345 | € 61,104 | € -252,395 | ▼ € 313,499 |
| Bank debt | € 527 | € 554 | € 352 | € 855 | ▲ 143% |
| Balance sheet total | € 306,939 | € 228,449 | € 234,992 | € 911,736 | ▲ 288% |
| Employees (FTE) | - | - | - | 1.2 |
Key figures of Cybercontract, fiscal years 2022 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 August 2027.
What happened to Cybercontract?
What happened at Cybercontract in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 313,499 (▼ € 324,258 vs 2024). Source: NBB ↗
- Meersoft BV became a director. NBB
- Jules Veyrat became a director. NBB
- NoWasteForMe BV stepped down as director. NBB
- Kipco BV stepped down as director. NBB
- Anverz BV stepped down as director. NBB
- New establishment in Mechelen. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,275 profit in 2022 to € 313,499 loss in 2026.
Paid € 86 in corporate taxes since 2022.
Best year ever: 2022, with € 11,275 profit.
Management
The stake of ANVERZ comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CybercontractBehind Cybercontract are Meersoft BV and Jules Veyrat. The shares are held by ANVERZ (49.6%).
Directors
According to the 2026 annual accounts
Director · represented by Stefaan Vermeulen
since 2025
Jules Veyrat
Managing director
since 2025
Director · represented by Koen Van Hees
· until 2025
Managing director · represented by Koen Druyts
· until 2025
· until 2025
Shareholders
49.6%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kardinaal Mercierplein 2
2800 Mechelen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 39 companies are registered at this address.
All companies at this address →FRUTAROM BELGIUM
€ 2.2 million revenue · 2025
Motorola Solutions Belgium
€ 931,294 gross margin · 2025
ESKENS BENELUX
€ 276,312 gross margin · 2025
HERA
€ 477,015 gross margin · 2025
ICON Clinical Research Belgium
€ 42.5 million revenue · 2024
+34 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0557.948.651
- VAT number
- BE 0557.948.651
- Registered office
- Kardinaal Mercierplein 2, 2800 Mechelen
- Names & denominations
- Cybercontract · STOÏK BELGIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 July 2014
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars