Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
17 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
TREE FINANCE from Etterbeek, company number BE0557922224, closed financial year 2025 with a result of € -10,872 after tax. For that financial year TREE FINANCE recorded a gross margin of € 122,292 and equity of € 5.1 million. Compared with financial year 2024, the result moved from € 3.2 million to € -10,872. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ 5.1 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,872
▼ still € 3.2 million profit in 2024
Profit after tax over the fiscal year.
€ 90,913
▼ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 4 million.
Debts at end 2025
€ 410,432
▼ 7% vs 2024
€ 32,726 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 18,285
▲ € 16,530 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,738
▼ 62% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,237 | € 78,877 | € 86,748 | € 122,292 | ▲ 41% |
| Profit after taxes | € 31,075 | € 898,794 | € 3,159,838 | € -10,872 | ▼ € 3.2 million |
| Equity | € 2,340,773 | € 2,905,671 | € 5,063,624 | € 5,052,751 | |
| Total debts | € 4,072,315 | € 4,020,727 | € 3,294,682 | € 2,311,439 | ▼ 30% |
| Cash | € 254,007 | € 50,789 | € 212,227 | € 90,913 | ▼ 57% |
| Land & buildings | € 756,020 | € 714,854 | € 701,179 | € 687,504 | ▼ 2% |
| Retained profit | € -15,297 | € 883,497 | € 4,043,335 | € 4,032,463 | |
| Bank debt | € 505,178 | € 474,147 | € 442,583 | € 410,432 | ▼ 7% |
| Balance sheet total | € 6,413,088 | € 6,926,398 | € 8,358,306 | € 7,364,190 | ▼ 12% |
Key figures of TREE FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TREE FINANCE?
What happened at TREE FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 10,872 (▼ € 3.2 million vs 2024). filed late Source: NBB ↗
- JEAN-LUC HEUZER became a director. NBB
- ARIANE VAN DEN BOSSCHE became a director. NBB
- TREEKIDS SPRL stepped down as director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,075 profit in 2022 to € 10,872 loss in 2025.
Paid € 21,492 in corporate taxes since 2022.
Best year ever: 2024, with € 3.2 million profit.
A new publication or filing at TREE FINANCE? We notify you, reason included.
Follow TREE FINANCEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TREE FINANCE are JEAN-LUC HEUZER and ARIANE VAN DEN BOSSCHE. It owns 28% of SMART INDUSTRIES SA itself.
Directors
According to the 2025 annual accounts
JEAN-LUC HEUZER
Director
Also active at: SMART INDUSTRIES, COMPAGNIE FINANCIERE DES PALAIS D'OUTRE-PONTS, LURIANE, BUSINESS MEDICAL CENTER, SMART, EMBASSY, RISBART, IMMOVA +9 more
since 2026
ARIANE VAN DEN BOSSCHE
Director
Also active at: SMART INDUSTRIES, LURIANE, SMART, Smart Products, TREEKIDS
since 2026
Director · represented by ARIANE VAN DEN BOSSCHE
· until 2026
Establishments
Establishment units
Physical locations of this company
Sint-Michielslaan 123
1040 Etterbeek
Sint-Annadreef 66A
1020 Brussel
Active since 1 August 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 17 companies are registered at this address.
All companies at this address →COMPAGNIE FINANCIERE DES PALAIS D'OUTRE-PONTS same network
€ -1,741 gross margin · 2025
Expert Technologies & Consulting
€ -4,892 gross margin · 2025
LURIANE same network
€ -6,196 gross margin · 2025
GREEN SPIRIT INDUSTRIES
€ 141,441 gross margin · 2025
RISBART same network
€ -2,841 gross margin · 2025
+12 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0557.922.224
- VAT number
- BE 0557.922.224
- Registered office
- Sint-Michielslaan 123, 1040 Etterbeek
- Names & denominations
- TREE FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 2014
- Peppol
- Active · Active since 4 Nov 2025
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Opsporings- en particuliere beveiligingsdiensten
Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg
Particuliere beveiliging
Overige gespecialiseerde wetenschappelijke en technische activiteiten