What does GDH Assur do?

GDH Assur is an insurance broker in Genappe. Private Limited, started on 1 July 2014, 2 establishments.

What is the address of GDH Assur?

The registered office of GDH Assur is located at Chaussée de Bruxelles 3, 1470 Genappe.

Is GDH Assur still active?

Yes. According to the CBE (30 October 2026) GDH Assur is active, legal situation “Normale toestand”, started on 1 July 2014.

Is GDH Assur registered on Peppol?

Yes, GDH Assur is registered on the Peppol network with ID 0208:0554915521.

What is the enterprise number of GDH Assur?

The enterprise number of GDH Assur is BE0554915521.

When was GDH Assur founded?

GDH Assur was founded on 1 July 2014.

Who are the directors of GDH Assur?

According to the 2025 annual accounts, the directors of GDH Assur are: 2L4U, HUBIN INVEST, DERVAL INVEST, DBAFFREY.

Is GDH Assur a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 July 2014; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 2 establishments in the CBE.

How much profit did GDH Assur make in 2025?

GDH Assur posted a profit after taxes of € 355,295 in financial year 2025.

What is the revenue of GDH Assur?

As a small company, GDH Assur is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 836,540.

How much does an employee at GDH Assur earn?

The average wage cost per full-time employee at GDH Assur was € 61,100 in 2025: staff costs of € 262,695 for 4.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does GDH Assur have?

According to the 2025 annual accounts, GDH Assur has 4.3 full-time equivalents (FTE).

Does GDH Assur have a website?

Yes, GDH Assur has a website at gdhassur.be.

GDH Assur (Private Limited) - Genappe - BE0554915521

Dossier GDH Assur, printed on 30 October 2026 from databakkes.be/en/0554915521/gdh-assur. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

GDH Assur from Genappe, company number BE0554915521, closed financial year 2025 with a result of € 355,295 after tax. For that financial year GDH Assur recorded a gross margin of € 836,540 and equity of € 289,186. Compared with financial year 2024, the result moved from € 286,217 to € 355,295. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 21, 2026.

What it is worth Healthy

€ 289,186

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 355,295

▲ 24% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 141,174

▲ 161% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 355,428 paid out

100 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

4.3

▲ 0.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 262,695

▲ 35% vs 2024

€ 61,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 51,146

▼ 29% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 782,862

▼ 9% vs 2024

€ 102,792 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 19,689

▲ 25% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 36,524

▲ 110% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 495,263 Gross margin 2022: € 495,263 First fiscal year in the series	€ 622,779 Gross margin 2023: € 622,779 ▲ 26% vs 2022 (€ 495,263) Favourable step	€ 680,923 Gross margin 2024: € 680,923 ▲ 9% vs 2023 (€ 622,779) Favourable step	€ 836,540 Gross margin 2025: € 836,540 ▲ 23% vs 2024 (€ 680,923) Favourable step	▲ 23%
Profit after taxes	€ 195,003 Profit after taxes 2022: € 195,003 First fiscal year in the series	€ 285,409 Profit after taxes 2023: € 285,409 ▲ 46% vs 2022 (€ 195,003) Favourable step	€ 286,217 Profit after taxes 2024: € 286,217 Unchanged (€ 285,409) Favourable step	€ 355,295 Profit after taxes 2025: € 355,295 ▲ 24% vs 2024 (€ 286,217) Favourable step	▲ 24%
Equity	€ 376,957 Equity 2022: € 376,957 First fiscal year in the series	€ 289,319 Equity 2023: € 289,319 ▼ 23% vs 2022 (€ 376,957) Unfavourable step	€ 289,319 Equity 2024: € 289,319 Unchanged (€ 289,319) Unchanged	€ 289,186 Equity 2025: € 289,186 Unchanged (€ 289,319) Unfavourable step
Total debts	€ 676,808 Total debts 2022: € 676,808 First fiscal year in the series	€ 1,383,576 Total debts 2023: € 1,383,576 ▲ 104% vs 2022 (€ 676,808) Unfavourable step	€ 1,180,663 Total debts 2024: € 1,180,663 ▼ 15% vs 2023 (€ 1,383,576) Favourable step	€ 1,195,110 Total debts 2025: € 1,195,110 ▲ 1% vs 2024 (€ 1,180,663) Unfavourable step	▲ 1%
Cash	€ 390,229 Cash 2022: € 390,229 First fiscal year in the series	€ 360,144 Cash 2023: € 360,144 ▼ 8% vs 2022 (€ 390,229) Unfavourable step	€ 54,127 Cash 2024: € 54,127 ▼ 85% vs 2023 (€ 360,144) Unfavourable step	€ 141,174 Cash 2025: € 141,174 ▲ 161% vs 2024 (€ 54,127) Favourable step	▲ 161%
Land & buildings	€ 584,126 Land & buildings 2022: € 584,126 First fiscal year in the series	€ 965,427 Land & buildings 2023: € 965,427 ▲ 65% vs 2022 (€ 584,126) Unchanged	€ 1,053,016 Land & buildings 2024: € 1,053,016 ▲ 9% vs 2023 (€ 965,427) Unchanged	€ 1,009,652 Land & buildings 2025: € 1,009,652 ▼ 4% vs 2024 (€ 1,053,016) Unchanged	▼ 4%
Retained profit	€ 360,837 Retained profit 2022: € 360,837 First fiscal year in the series	€ 273,199 Retained profit 2023: € 273,199 ▼ 24% vs 2022 (€ 360,837) Unfavourable step	€ 273,199 Retained profit 2024: € 273,199 Unchanged (€ 273,199) Unchanged	€ 273,066 Retained profit 2025: € 273,066 Unchanged (€ 273,199) Unfavourable step
Dividend	€ 195,003 Dividend 2022: € 195,003 First fiscal year in the series	€ 373,047 Dividend 2023: € 373,047 ▲ 91% vs 2022 (€ 195,003) Unchanged	€ 286,217 Dividend 2024: € 286,217 ▼ 23% vs 2023 (€ 373,047) Unchanged	€ 355,428 Dividend 2025: € 355,428 ▲ 24% vs 2024 (€ 286,217) Unchanged	▲ 24%
Bank debt	€ 451,761 Bank debt 2022: € 451,761 First fiscal year in the series	€ 893,213 Bank debt 2023: € 893,213 ▲ 98% vs 2022 (€ 451,761) Unfavourable step	€ 858,558 Bank debt 2024: € 858,558 ▼ 4% vs 2023 (€ 893,213) Favourable step	€ 782,862 Bank debt 2025: € 782,862 ▼ 9% vs 2024 (€ 858,558) Favourable step	▼ 9%
Balance sheet total	€ 1,053,765 Balance sheet total 2022: € 1,053,765 First fiscal year in the series	€ 1,672,895 Balance sheet total 2023: € 1,672,895 ▲ 59% vs 2022 (€ 1,053,765) Unchanged	€ 1,469,982 Balance sheet total 2024: € 1,469,982 ▼ 12% vs 2023 (€ 1,672,895) Unchanged	€ 1,484,296 Balance sheet total 2025: € 1,484,296 ▲ 1% vs 2024 (€ 1,469,982) Unchanged	▲ 1%
Employees (FTE)	2.4 Employees (FTE) 2022: 2.4 First fiscal year in the series	3.4 Employees (FTE) 2023: 3.4 ▲ 1 vs 2022 (2.4) Unchanged	3.9 Employees (FTE) 2024: 3.9 ▲ 0.5 vs 2023 (3.4) Unchanged	4.3 Employees (FTE) 2025: 4.3 ▲ 0.4 vs 2024 (3.9) Unchanged	▲ 0.4

Key figures of GDH Assur, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to GDH Assur?

What happened at GDH Assur in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 21, 2026 New annual accounts for financial year 2025: profit of € 355,295 (▲ 24% vs 2024). Source: NBB ↗
Mar 22, 2024 New establishment in Nivelles. KBO
2020 2L4U became a director. NBB
2020 DBAFFREY became a director. NBB
2019 HUBIN INVEST became a director. NBB
2019 DERVAL INVEST became a director. NBB
Jul 1, 2014 New establishment in Genappe. KBO
Jul 1, 2014 Start of the company according to the CBE. KBO

In short

From € 195,003 profit in 2022 to € 355,295 profit in 2025.

Paid € 405,496 in corporate taxes since 2022.

Best year ever: 2025, with € 355,295 profit.

On average € 194,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

SRL DBAFFREY 34.6%

SRL DERVAL INVEST 29.6%

SRL HUBIN INVEST 19.8%

SRL 2L4U 16.1%

GDH Assur

Behind GDH Assur are 2L4U, HUBIN INVEST, DERVAL INVEST and DBAFFREY. The shares are held by SRL DBAFFREY (34.6%), SRL DERVAL INVEST (29.6%), SRL HUBIN INVEST (19.8%) and SRL 2L4U (16.1%).